I am going out on a limb here, but I am guessing there is no Mrs. Munroe.
I agree. Most likely a fraud.
The best check I ever saw was from a policyholder for a company I used to work for. He had a VUL (variable universal life:wideeyed
policy with us and it lapsed - again.
He was more than a little upset. On the due date of when his premium was due in order to catch up his policy, we received a check from him for the correct amount.
In the memo of the check, was a very, very well done drawing of a hand giving the bird. I mean, it was perfect. Very small, of course, to fit in the memo of the check. But excellently detailed.
Clearly a lot of thought and time went into that. I'm not sure how many times he practiced it. I do not believe he was an artist, as his occupation was an accountant. And no, it wasn't a stamp.
I used to have a copy of it, had all the personal info blacked out. Lost it in one of my moves, sadly.