I think Toledo was the worst loss of the year for us. That was a game we absolutely should have won, and we let it get away right at the end.
We were outplayed, and deserved to be beat, by Kent State, UNI, Texas Tech, Texas, Kansas, and Missouri. We shot ourselves in the foot at Nebraska and in the Oklahoma game. We shot ourselves in the forehead at Toledo.
As far as Iowa goes, I think the Indiana loss was actually way worse than any of the other losses they had. They just got whipped, at home, by a distinctly mediocre team, after playing well against a top 10 team. Sure, they lost to a bad Western Michigan team, but they didn't get dominated like they did when Indiana came to town.