I did what would have been best not to. I have been getting tired of credit cards (always paid off with in the grace period, but just tired of them in general). First was to get rid of the wife's and get her on the debit card. So I made the payment and put what is a typical months worth of charges on her account. I told her to put Christmas stuff on the card and I would take care of that out of misc things. I think the wife must be purchasing several Christmas gifts for herself or trying to help stimulate the economy herself. I checked when the auto pull would happen to make sure I had the money there since this would clean it up for the most part; not wise.