People are moving to the Midwest

ISUTex

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Those who move north to avoid increasingly deadly heat and humidity.




It gets really hot in Texas and Arizona? What?
 
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CascadeClone

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This thread is all over the place lol, great CF summer thread.

Just to muddy the cancer thing more - don't forget our good friend radon. That's a big thing here, unfortunately.
 

CascadeClone

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We used to do loans in San Antonio on properties without AC.

You gotta be a tough bastard to live in an AC free home in that part of the world. I was a sweaty mess whenever I was there.
Home design can make a big difference. High ceilings, smart ventilation, shade...

nah, let's build a 4,000 sqft stick home with no insulation and 47 roof lines, and just put 400,000 BTU of aircon on the sumbeotch
 
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ISUTex

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Spouse is in the home/property insurance space and his company has limited CA and FL coverage for a while but the increase in hail and flooding through the midwest has been killing them the past several years. 2023 was a record claims year for all the big carriers.

Never understood that concept. What do these insurance companies think all of these homeowners are paying them thousands of dollars every year for? I've had my home for 20 years and I've made two claims (roof related) due to bad weather. What they've paid out doesn't come close to what I've paid them over the last 20 years. Maybe they should stop replacing entire roofs when three shingles are damaged or residing entire houses when one or two panels are damaged. Maybe they will.
 

ISUTex

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We used to do loans in San Antonio on properties without AC.

You gotta be a tough bastard to live in an AC free home in that part of the world. I was a sweaty mess whenever I was there.

The last year I lived in Texas (almost 20 years ago) it was over 100 degrees pretty much every day from late May to early October. And it was still close to 100 degrees at 2-3 in the morning. Shade trees, shaded blinds and high ceilings are key.
 
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mynameisjonas

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That’s another catalyst to keep home prices in the Midwest strong. Good for homeowners.
 

Al_4_State

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We used to do loans in San Antonio on properties without AC.

You gotta be a tough bastard to live in an AC free home in that part of the world. I was a sweaty mess whenever I was there.
Hell, you gotta be tough to live in most of the Midwest without AC. I can't even imagine doing it there.
 

Al_4_State

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Home design can make a big difference. High ceilings, smart ventilation, shade...

nah, let's build a 4,000 sqft stick home with no insulation and 47 roof lines, and just put 400,000 BTU of aircon on the sumbeotch
And then when it gets below 32 degrees (which it will nearly every year) all the pipes freeze.

Just ******* brilliant.
 

ISUTex

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That's what I thought but I was surprised at this Gov. Stats graph!

This graph must have some variables I am missing. I thought floods were the most dangerous.

View attachment 129938

I don't know which is worse for me.

I honestly wonder about migrants coming in through Texas. A lot of them aren't from Mexico/Central America. They're coming from all over the world. Even some of those from Mexico or Central America might be from areas with cooler climates than Texas. Wonder what % of them have no idea how freaking hot Texas really is. Also, more people not being able to afford the bills to run their A.C. units. One of the few reasons we left Texas was the brutal heat. Just got tired of it. And we had A.C.
 
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mywayorcyway

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One of the few reasons we left Texas was the brutal heat. Just got tired of it. And we had A.C.
The first couple years are "this is hot but I can go outside every day of the year! Awesome!" The next couple of years are "well at least I can do stuff in the mornings and winters are awesome! But I'll stay inside for the afternoon during the summer." The next couple years are "****ing summer, five months of this BS". After that, time to move.
 

BMWallace

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Those who move north to avoid increasingly deadly heat and humidity.



Also increasing coastal flooding and storm risk
 

StClone

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I honestly wonder about migrants coming in through Texas. A lot of them aren't from Mexico/Central America. They're coming from all over the world. Even some of those from Mexico or Central America might be from areas with cooler climates than Texas. Wonder what % of them have no idea how freaking hot Texas really is. Also, more people not being able to afford the bills to run their A.C. units. One of the few reasons we left Texas was the brutal heat. Just got tired of it. And we had A.C.
Thanks for the note on your experience. I vacationed in Colorado in July recently and the mountains were great. Getting bored we headed down to SW Colorado and it was so unbelievably, unrelenting, sizzling at 103 degrees. After two days we headed back to higher altitude.
 
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simply1

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Never understood that concept. What do these insurance companies think all of these homeowners are paying them thousands of dollars every year for? I've had my home for 20 years and I've made two claims (roof related) due to bad weather. What they've paid out doesn't come close to what I've paid them over the last 20 years. Maybe they should stop replacing entire roofs when three shingles are damaged or residing entire houses when one or two panels are damaged. Maybe they will.
The expected losses due to claims are higher than anticipated. Not hard to understand.
 
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BMWallace

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That's what I thought but I was surprised at this Gov. Stats graph!

This graph must have some variables I am missing. I thought floods were the most dangerous.

View attachment 129938

I don't know which is worse for me.
I bet if there was a similar graph for property damage, floods would blow everything else away.

For risk to human life, prolonged heat exposure is absolutely the most dangerous. Especially when wet-bulb events hit like the PNW had in 2022.
 

FarmClone

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I’m trying a new product called Pivot-Bio on 250 acres of corn this year. It is placed on the seed and reacts with the microbes in the soil. The reaction then pulls N out of the atmosphere to feed the plant. Which is effectively free N which will replace N I would normally purchase in a pellet form and apply over the top of corn when it is about foot and a half tall. Environmentally safe with no chance of run off.

That all sounds great and is their sales pitch but I highly doubt you buy Pivot next year.
 

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