Guide to using urea as a crop fertilizer in Minnesota: How to apply urea and how much to use. Covers urea basics, losses, application methods and storage.
extension.umn.edu
Nitrate leaching can have a direct impact on water quality. Visit our site to view our Nitrogen in the Environment: Leaching resource. | Reviewed by David BruneDepartment of Agricultural EngineeringScott C. Killpack and Daryl BuchholzDepartment of AgronomyWhen soil becomes excessively wet...
extension.missouri.edu
These are also informative: the Missouri source has numerous links which are drop down menus, generally need to drop down a few levels to reach actual content.
In earlier replies I diffentiated between applying "lawn" fertilizer to established lawn vs new, and "plain" urea vs coated. The links explain why in depth, on an established lawn the urea is obviously not being incorporated into the soil, so if not coated and not fixed by rain or watering, it's prone to evaporation.
Evaporation doesn't happen as much when the temp is lower, thus the one positive of late year application. But, nitrates are also prone to leaching through the soil, thus not providing full benefit to the grass/plants AND causing groundwater pollution.
There's lots of disagreement about the pros/cons, the overriding caveat is "with proper application". If the thought is to throw some money down without getting full benefits, and perhaps getting some nitrogen to the turf while a good share may evaporate or leach away into the groundwater, well, the primary goal of turf specialists is to grow grass, cost effectiveness and environmental concerns are kinda down the list. Farmers USED to do that, not anymore, cost:benefit is essential. Not as important to the average homeowner, but if going to the time and expense, why not try to maximize benefits.