Married Fanatics: Joint money or separate money?

Joint money or separate money?

  • Joint Money

    Votes: 327 78.6%
  • Separate money

    Votes: 89 21.4%

  • Total voters
    416

madguy30

Well-Known Member
SuperFanatic
SuperFanatic T2
Nov 15, 2011
57,047
54,966
113
No direct deposit, it's my paycheck and we receive it once a month. Only way to be paid. I guess years ago they tried direct deposit, and the gal that was doing it did not like having to run to another town to take the pay disk, so they did away with it. They only issue paper checks for all employees.

Pay disk?
 

FriendlySpartan

Well-Known Member
Jul 26, 2021
9,309
9,768
113
38
I agree, we have all complained but the board is not going to change it, and there is nothing the staff can do about it. There is no direct deposit offered.
That is just so backwards. I’m also stunned that a “board” is somehow making that decision. They are cool with getting a paper check? So weird
 

SEIOWA CLONE

Well-Known Member
Dec 19, 2018
6,793
6,989
113
63
Must work for the Amish or something
Why is this so hard for some people to understand, this is a public school district here in Iowa, the only way to be paid is by check. The board secretary basically tells the board this is the way she is going to do it, and the board does not want to rock the boat. The union no longer has a say in the matter, since we cannot collectively bargain for rights any longer. If you work in the district, you get paid with a check.
 
Last edited:

FriendlySpartan

Well-Known Member
Jul 26, 2021
9,309
9,768
113
38
Why is there hard for some people to understand, this is a public school district here in Iowa, the only way to be paid is by check. The board secretary basically tells the board this is the way she is going to do it, and the board does not want to rock the boat. The union no longer has a say in the matter, since we cannot collectively bargain for rights any longer. If you work in the district, you get paid with a check.
Because it’s 2023 and there is no such thing as a “pay disk”. Like I know Iowa education systems are falling behind but damn this is just wild
 

ianoconnor

Well-Known Member
SuperFanatic
SuperFanatic T2
Nov 11, 2007
13,813
8,023
113
Johnston
Why is there hard for some people to understand, this is a public school district here in Iowa, the only way to be paid is by check. The board secretary basically tells the board this is the way she is going to do it, and the board does not want to rock the boat. The union no longer has a say in the matter, since we cannot collectively bargain for rights any longer. If you work in the district, you get paid with a check.
Just giving you a hard time. It seems crazy to me that an entity the size of a school district can't figure out direct deposit!
 

Halincandenza

Well-Known Member
Oct 24, 2018
9,434
10,261
113
Just for convenience sake it should be at least a joint banking account because if your spouse dies you have to jump through hoops to get to the account if you aren’t on it.
 

madguy30

Well-Known Member
SuperFanatic
SuperFanatic T2
Nov 15, 2011
57,047
54,966
113
Like I said earlier, It is what it is.

This is exactly what my family says around rural Iowa when it comes to things that are easy to do or have been modern for roughly 20 years.

Broadband expanded and a few family friends got internet finally, but when I've asked family about it, they think it hasn't gotten 'that far north' yet. This is like 2 miles from the friends. Wireless has been available for....as long as it's been available and it's weird how people aren't able to learn about this type of information.

It sounds like the person in charge of the paycheck dispersement just doesn't like or can't handle change when that change would actually make things easier and more secure.
 

Ms3r4ISU

Me: Mea culpa. Also me: Sine cura sis.
Staff member
Bookie
SuperFanatic
SuperFanatic T2
May 7, 2008
12,789
8,370
113
Ames
This is exactly what my family says around rural Iowa when it comes to things that are easy to do or have been modern for roughly 20 years.

Broadband expanded and a few family friends got internet finally, but when I've asked family about it, they think it hasn't gotten 'that far north' yet. This is like 2 miles from the friends. Wireless has been available for....as long as it's been available and it's weird how people aren't able to learn about this type of information.

It sounds like the person in charge of the paycheck dispersement just doesn't like or can't handle change when that change would actually make things easier and more secure.
Does the entity who does the district's audits ever suggest electronic banking as a secure, efficient method of maintaining the district's financial assets? Or something?
 

SEIOWA CLONE

Well-Known Member
Dec 19, 2018
6,793
6,989
113
63
Does the entity who does the district's audits ever suggest electronic banking as a secure, efficient method of maintaining the district's financial assets? Or something?
No clue if the auditors have said something about it or not. It was a shock to me when I started in the district six years ago, we had always had direct deposit for over 10 years in the other district before it closed, but they would not do it. No longer bothers me, since I retired in May, and IPERS is direct deposit.
 
  • Like
Reactions: NWICY and SCNCY

madguy30

Well-Known Member
SuperFanatic
SuperFanatic T2
Nov 15, 2011
57,047
54,966
113
Does the entity who does the district's audits ever suggest electronic banking as a secure, efficient method of maintaining the district's financial assets? Or something?

No clue if the auditors have said something about it or not. It was a shock to me when I started in the district six years ago, we had always had direct deposit for over 10 years in the other district before it closed, but they would not do it. No longer bothers me, since I retired in May, and IPERS is direct deposit.

Imagine being an auditor or something similar and being used to just checking a PDF file or something in electronic form and then being handed a metal box full of paper filings to sift through.
 

SCNCY

Well-Known Member
SuperFanatic
SuperFanatic T2
Sep 11, 2009
10,515
8,258
113
37
La Fox, IL
Just giving you a hard time. It seems crazy to me that an entity the size of a school district can't figure out direct deposit!

I don’t think it’s because they can’t figure it out, sounds like they have an old bitty working, who doesn’t want to change. Person probably also thinks that moving to an electronic pay system will eliminate their job.
 
  • Agree
Reactions: NWICY

NWICY

Well-Known Member
Sep 2, 2012
34,652
30,732
113
My wife and I have always had joint accounts but it sounds like my situation is different than most here.

1. I'm extremely cheap when it comes to myself, I absolutely hate spending money on anything for myself personally. But I'm perfectly happy to have my wife spend money on herself or the kids, it's kind of the point of me working.

2. My wife makes more than I do, always has, always will. This is a great situation if you can get into it.

3. I hate micromanaging things like money but she loves knowing about where everything is going. I'm at the point in my life where I'm blessed enough to have enough money I don't worry about it at all. I put a good % of my income directly into a 401k, some in 529's, and then the rest just goes directly into a bank account. I don't know the balance of that account. I don't know how much my actual paycheck is. I just roll along in life blissfully ignorant. I also can't really remember the last thing I bought for myself more expensive than a burrito from Pancheros. I drive a 2011 Toyota Highlander.

I don't think my wife and I have ever fought about money other than the time when we were first married and I bought a foot long from Subway and ate it, I was still hungry, and bought and ate another foot long. She thought we were double charged and I had to explain I ate 24 inches of sub sandwich. I think she was more disgusted with the eating habits than the spending but wasn't particularly happy with either.

That last paragraph is CF GOLD!!
 

NWICY

Well-Known Member
Sep 2, 2012
34,652
30,732
113
I agree, we have all complained but the board is not going to change it, and there is nothing the staff can do about it. There is no direct deposit offered.

I'm surprised the superintendent can't talk them into that. I figured they would like to get that +10,000 check in right away.
 

Latest posts

Help Support Us

Become a patron