My mom was recently involved in a car accident the past two weeks. She was t boned at an intersection. She had a witness talk to the police stating the other car was the one who ran the red light and hit my mom. We found out the other person was lying and telling police / insurance that my mom ran the red light.
The police report came out and found the other person at fault, so we thought everything would be clean moving forward. Now we have found out the other person didn't have auto insurance... And she called her previous company to get reinstated after the accident falsely telling them she wasn't involved in an accident. Now her provider has gotten the police report and is getting very sketchy.
I'm guessing my mom is just at mercy of both insurance companies figuring something out.. But what happens if the other insurance company rejects her claim. Is this something that has to go to court to be resolved? Or would my mom just do the full coverage claim and deal with her premium going up. I've never been involved in a crash where someone didn't have insurance so I really have no idea or advice for my mom.
Thanks in advance.
The police report came out and found the other person at fault, so we thought everything would be clean moving forward. Now we have found out the other person didn't have auto insurance... And she called her previous company to get reinstated after the accident falsely telling them she wasn't involved in an accident. Now her provider has gotten the police report and is getting very sketchy.
I'm guessing my mom is just at mercy of both insurance companies figuring something out.. But what happens if the other insurance company rejects her claim. Is this something that has to go to court to be resolved? Or would my mom just do the full coverage claim and deal with her premium going up. I've never been involved in a crash where someone didn't have insurance so I really have no idea or advice for my mom.
Thanks in advance.