i would either do it or not do it.
There is no "Do" or "Not do". Try.
i would either do it or not do it.
Well way to stop that thread derail.
On topic if you've got enough in savings, to replace the furnace your probably good. Normal water heaters aren't terribly expensive and can be a DIY replacement with a little time and patience usually.
The only regular house thing I pay for is a H/C guy to come once every 6 months and look at furnace and AC.
Everything else I've ever needed, youtube videos, google searches, or basic DIY is pretty easy if you are capable enough.
Any references for HVAC guys to come check things out every so often? Is twice a month really needed, and about what cost would that be? I just don't want to get nickle and dimed on them finding things to 'repair'.
We are about as dumb as it comes to being home owners, so I've been relying on our neighbor for all these little tidbits. I have no clue what to do for maintenance or changing thing over for the seasons.
Any references for HVAC guys to come check things out every so often? Is twice a month really needed, and about what cost would that be? I just don't want to get nickle and dimed on them finding things to 'repair'.
We have been happy with 72 degrees H&C.
Not twice a month, twice a year. Once for furnace, once for AC. Probably a hundred bucks a stop. If there is an emergency, people on their plan get pretty quick service and a discount on new parts. We had to get coolant added once to the AC, and it was nice to not really have to wait.
We use Service Legends, they come out once for furnace and once for AC checks. On top of having a service plan with them you get priority scheduling when you need emergency service call and discount pricing on repairs or new installs. Many places have similar plans like that, just have to do your research and go with who you feel comfortable with. The annual maintenance checkups pretty much pay for the service plan as if you just paid someone to do those on a per visit basis it's about the same for costs.
Option 1: (All insurance works like this.)
Agent: "Buy policy x, it isn't that much, spread over the course of the year and will cover all sorts of things."
<All sorts of things happen.>
Customer: "Hey all sorts of things happened, can you help?".
Agent: "Sorry how that happened isn't covered" or after 100 calls "We'll cover it, give us half of the cost via a deductible and we'll get it squared away"
<fixes the problem as cheaply as possible>
Customer is unhappy. Insurance agencies are in business to make money.
Option 2:
<All sorts of things happen.>
Customer pays to fix it "the right way".
Customer is happy.
I started out as an Option 1 guy, but after a while I have turned into Option 2 guy.
For once I mostly agree with Argent!Nope warranties are overpriced pieces of crap that you will have a hard time collecting from anyway. But if you are one of the many Americans who have a hard time coming up with $400 then I can see why people would buy them.