I graduated high school with 28 credits. So many schools offer dual credit courses anymore in partnership with a CC. It just requires planning... before you take a course know what it transfers as and does it fit in to your plan. I traded off heavy class schedules in college in exchange for me not having a PT job. Its not for everyone but it can be done.
My son will have 25. 13 will be electives even though they are business classes for a business degree. Don’t transfer well, even though CC said they did, will eat up electives. He is planning 3 1/2 years to squeeze a minor in and find jobs for interns. I have some leads for him already since I am associated with his planned degree. I stressed to him that internships are the biggest lynchpin in the job hunt. I had a 2.99 gpa but had 5 offers out of 6 interviews because of my work history.