Actually, this is the best. Finding a different job is the quickest way to get a raise.
true but may also negate FMLA/STD benefits pending timing. But absolutely something to look at.
Actually, this is the best. Finding a different job is the quickest way to get a raise.
My company just started with 16 weeks paid maternity/paternity leave this January. When my wife goes back to work in August (works for a school). I'm planning on watching the kids for a month to save on daycare.Make sure for any shopping you do, you are utilizing Rakuten ahead of that. If you have good credit and credit card isn't a big concern - look at where you primarily spend. Amazon? Target? I find having their credit cards beneficial because you get 5% off.
Go through and declutter and sell stuff on FB.
If either of you or especially if you both have the ability to WFH - consider delaying new baby's start into daycare. I was able to extend my maternity leave with my 2nd and between that and husband also being wfh, we were able to keep baby home until he was 6.5 months old. That alone saved about 7k. We had a baby carrier we loved and especially those very early months, baby was content to snooze in that on either of us and could sleep through conversations.
Or even if you have a neighbor kid (or retired neighbor?) who may be around afternoons or summer depending when baby is due - if you pay them for a couple hours a day to take baby for walks or play with them on the baby mat - that could just help delay the period before you start that wallop of infant care costs.
Child care expense is a killer for so many families.
My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.
It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.
Child care expense is a killer for so many families.
My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.
It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.
It is too bad I don't do well with donating blood. I'm O- but haven't donated in a while because I almost pass out getting my blood drawn now.Paying for a wedding has me also looking at some side income. Biolife in West Des Moines seems to offer pretty good money to donate plasma. I may start doing that. I was also thinking of a part time gig at Scheels (mainly for the discount to buy stuff)
Scheels discount = bees knees.Paying for a wedding has me also looking at some side income. Biolife in West Des Moines seems to offer pretty good money to donate plasma. I may start doing that. I was also thinking of a part time gig at Scheels (mainly for the discount to buy stuff)
I'm sure they enjoy the caviar at snack time though.Yeah our bill was just over $40k for two kids last year.
Don't by chance have a CDL do you?It is too bad I don't do well with donating blood. I'm O- but haven't donated in a while because I almost pass out getting my blood drawn now.
My company just started with 16 weeks paid maternity/paternity leave this January. When my wife goes back to work in August (works for a school). I'm planning on watching the kids for a month to save on daycare.
Dang! 40K is more that my wife brings in a year (she works as a full time substitute teacher).Yeah our bill was just over $40k for two kids last year. If you don't have family nearby willing and able to assist or want to sacrifice one parent's career to stay home early on, having kids is becoming untenable for many. We're probably 70/30 against having a third and the $$ is a big part of that. Another 80-90k in daycare with very little social support for all the sick days and juggle that creates or enjoy an upgraded lifestyle/max out savings and retire sooner.
I'm sure they enjoy the caviar at snack time though.
I have one calendar year to use up the sixteen weeks (however I chooses). Baby is due in May so I'll probably take a month off then. And take off through September to save on daycare. Would continue into October but that is a busy time of year at my job.and you are in Ag?! This is amazing news!! I advocated for a better policy at my old company for *years*. I left in 21 but found out last summer they started 12 weeks fully paid (also ag). About damn time to see that happening.
So pending how they have it set up - you don't have to take all that 16 weeks at once - at least, you don't have to do your FMLA at once. You have until baby is 1 to use the 12 weeks of FMLA. You may be able to take say, 6-8 weeks up front and then when she goes back to work, take the remaining 6-8 (sounds like you are doing something like that).
This doesn't work for everyone for a variety of reasons, but when it works it is wonderful.Child care expense is a killer for so many families.
My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.
It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.