Side job/side hustle ideas/recommendations to supplement income

Farnsworth

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Apr 11, 2006
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Des Moines, IA
Since Cowgirl is the only one giving actual advice, I'll chime in.

Do you have any particular business skills, or computer skills?

Try out upwork.com to do some freelance gigs, they have a wide range of things you can post for or search for. Then it's also on your own time schedule.

Or.

Lots of business need part time help for professionals to cover some night shift assistance. For example I have a friend who is an accountant full time and needed some extra cash for their 2nd child and he picked a few shifts per week at CarMax doing financing paperwork with car buyers.
 

ScottyP

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Make sure for any shopping you do, you are utilizing Rakuten ahead of that. If you have good credit and credit card isn't a big concern - look at where you primarily spend. Amazon? Target? I find having their credit cards beneficial because you get 5% off.

Go through and declutter and sell stuff on FB.

If either of you or especially if you both have the ability to WFH - consider delaying new baby's start into daycare. I was able to extend my maternity leave with my 2nd and between that and husband also being wfh, we were able to keep baby home until he was 6.5 months old. That alone saved about 7k. We had a baby carrier we loved and especially those very early months, baby was content to snooze in that on either of us and could sleep through conversations.
Or even if you have a neighbor kid (or retired neighbor?) who may be around afternoons or summer depending when baby is due - if you pay them for a couple hours a day to take baby for walks or play with them on the baby mat - that could just help delay the period before you start that wallop of infant care costs.
My company just started with 16 weeks paid maternity/paternity leave this January. When my wife goes back to work in August (works for a school). I'm planning on watching the kids for a month to save on daycare.
 

Saul_T

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Nov 16, 2020
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I bartended/waited tables through our first and moved to weekends when we had our twins. Some days I truly wish I could quit my career job and hop behind the bar but the old lady certainly isn't letting that happen.
 

MJ29

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Aug 21, 2020
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Child care expense is a killer for so many families.

My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.

It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.

They are very fortunate to have you. Daycare costs are crazy.
 

zarnold56

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Aug 9, 2009
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Paying for a wedding has me also looking at some side income. Biolife in West Des Moines seems to offer pretty good money to donate plasma. I may start doing that. I was also thinking of a part time gig at Scheels (mainly for the discount to buy stuff)
 

JM4CY

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Also, congrats on the sex
Who says it’s his??

scottydoesntknow-eurotrip.gif
 

cowgirl836

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Sep 3, 2009
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Child care expense is a killer for so many families.

My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.

It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.

Yeah our bill was just over $40k for two kids last year. If you don't have family nearby willing and able to assist or want to sacrifice one parent's career to stay home early on, having kids is becoming untenable for many. We're probably 70/30 against having a third and the $$ is a big part of that. Another 80-90k in daycare with very little social support for all the sick days and juggle that creates or enjoy an upgraded lifestyle/max out savings and retire sooner.
 

ScottyP

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Paying for a wedding has me also looking at some side income. Biolife in West Des Moines seems to offer pretty good money to donate plasma. I may start doing that. I was also thinking of a part time gig at Scheels (mainly for the discount to buy stuff)
It is too bad I don't do well with donating blood. I'm O- but haven't donated in a while because I almost pass out getting my blood drawn now.
 
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JP4CY

Lord, beer me strength.
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Paying for a wedding has me also looking at some side income. Biolife in West Des Moines seems to offer pretty good money to donate plasma. I may start doing that. I was also thinking of a part time gig at Scheels (mainly for the discount to buy stuff)
Scheels discount = bees knees.
 
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cowgirl836

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My company just started with 16 weeks paid maternity/paternity leave this January. When my wife goes back to work in August (works for a school). I'm planning on watching the kids for a month to save on daycare.

and you are in Ag?! This is amazing news!! I advocated for a better policy at my old company for *years*. I left in 21 but found out last summer they started 12 weeks fully paid (also ag). About damn time to see that happening.

So pending how they have it set up - you don't have to take all that 16 weeks at once - at least, you don't have to do your FMLA at once. You have until baby is 1 to use the 12 weeks of FMLA. You may be able to take say, 6-8 weeks up front and then when she goes back to work, take the remaining 6-8 (sounds like you are doing something like that).
 

ScottyP

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Yeah our bill was just over $40k for two kids last year. If you don't have family nearby willing and able to assist or want to sacrifice one parent's career to stay home early on, having kids is becoming untenable for many. We're probably 70/30 against having a third and the $$ is a big part of that. Another 80-90k in daycare with very little social support for all the sick days and juggle that creates or enjoy an upgraded lifestyle/max out savings and retire sooner.
Dang! 40K is more that my wife brings in a year (she works as a full time substitute teacher).
 

cowgirl836

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Sep 3, 2009
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I'm sure they enjoy the caviar at snack time though.

lol I wish but they DO provide all the meals which I will pay $$$ for so I don't lose my ******* mind dicing up strawberries. Our city has become a hotspot for the 25-45 crowd and daycare waitlists can be nuts so it's a higher cost than other areas - I've also read that WI in general is one of the highest cost childcare states, city or not.
 

Gonzo

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Mar 10, 2009
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Behind you
Probably a longshot but are either of you good with a camera? It's been many years but my wife was an amateur photog and used to do wedding and family photos as a side gig. Photography like that can be really expensive, so she offered to shoot for friends, family, co-workers, and then it spread to people they knew, who weren't looking or weren't able to spend a fortune on photography. So for a wedding she'd make (if memory serves) $500ish on the day, and they'd get good shots of their special day at a pretty hefty discount. She also did senior photos, family photos, pregnancy photos, etc. Again, probably a longshot but people are always looking for photography and don't always have huge budgets for expensive pros.
 

ScottyP

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and you are in Ag?! This is amazing news!! I advocated for a better policy at my old company for *years*. I left in 21 but found out last summer they started 12 weeks fully paid (also ag). About damn time to see that happening.

So pending how they have it set up - you don't have to take all that 16 weeks at once - at least, you don't have to do your FMLA at once. You have until baby is 1 to use the 12 weeks of FMLA. You may be able to take say, 6-8 weeks up front and then when she goes back to work, take the remaining 6-8 (sounds like you are doing something like that).
I have one calendar year to use up the sixteen weeks (however I chooses). Baby is due in May so I'll probably take a month off then. And take off through September to save on daycare. Would continue into October but that is a busy time of year at my job.
 
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CascadeClone

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Oct 24, 2009
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Child care expense is a killer for so many families.

My wife and I recently retired and we decided that we'd help our daughter's family by providing all day care for their one year old and help our son's family by providing before/after school care for their two elementary age kids.

It's been a win/win. We get to spend time with our grandkids and save each of our own kids more than $1000/month.
This doesn't work for everyone for a variety of reasons, but when it works it is wonderful.

Gf did this with her daughter and her grandparents (daughter great grandparents), and while it was great for gf and daughter, it was even better for the grandparents. It was a manageable task for them (even in their 70s, pretty spry), kept them busy and made them feel valuable, and they just did all the fun things with their great-granddaughter who they of course loved to pieces. Not sure if they could have imagined a better life for themselves, honestly. Hope I can do the same someday, but <50% that my kids ever have kids.
 
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