***Official 2024 Weather Thread***

isufbcurt

Well-Known Member
Apr 21, 2006
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Newton
I agree, but I I could also see insurance companies that are already facing financial pressure leverage a payout system that is influenced by a damage rating: "We aren't going to cover your house to the same extent as your neighbors due to your construction methods or not being built to our updated standards....blah blah blah....because you weren't built to handle an EF2 and they were", or some such justification

And they will get sued out of business if they tried to pull that ****.
 

cstrunk

Well-Known Member
Mar 21, 2006
14,284
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Longview, TX
The rating is really only important for historical/statistical purposes. I am not a huge fan of the EF scale. Yes, NWS personnel are trained and can bring in other experts to help, but they are not civil/construction engineers. So depending on availability, an inexperienced survey crew might not have a very accurate rating. But mostly, the severity or strength of the tornado is tied to what it hits. And oftentimes it is nothing but open fields/dirt. Or it's a 220 mph monster but only hits poorly constructed buildings thus stays EF3 or EF4 when in reality, it may have been an EF5 had it hit the rare structure that qualifies as well-built.

I think many tornadoes are underrated in intensity because of it.
 
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FDWxMan

Well-Known Member
Jan 31, 2009
3,070
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Des Moines
The rating is really only important for historical/statistical purposes. I am not a huge fan of the EF scale. Yes, NWS personnel are trained and can bring in other experts to help, but they are not civil/construction engineers. So depending on availability, an inexperienced survey crew might not have a very accurate rating. But mostly, the severity or strength of the tornado is tied to what it hits. And oftentimes it is nothing but open fields/dirt. Or it's a 220 mph monster but only hits poorly constructed buildings thus stays EF3 or EF4 when in reality, it may have been an EF5 had it hit the rare structure that qualifies as well-built.

I think many tornadoes are underrated in intensity because of it.
Which is why is important to remember that the EF-scale is not a wind-measurement scale.

The rating is on the damage, and not the tornado itself, directly speaking at least.

As far as using radar for ratings go, radar winds aloft are not that well correlated to what is happening at the surface. Severe Thunderstorm Warning verifications are all the further you have to look on that point.

Even the DOW measurement from Greenfield that set the internet on fire was still 144 feet in the air, and it was parked right outside of town! Then it's what fraction of 1% of all tornadoes have a DOW right on top of them?

Radar is sampling such an infinitesimally small percentage of tornadoes at anything close to approximating surface wind speed that it would add a whole new mess and layer of inconsistency to everything, so it's not a magic wand either.
 

ImJustKCClone

Ancient Argumentative and Accidental Assassin Ape
SuperFanatic
SuperFanatic T2
Jun 18, 2013
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traipsing thru the treetops
Not drone footage, but this was posted by someone.


Per that, it was less than a half mile from us, but that is a generalized, hand drawn image. I saw a video from my hygienist today and it shows the view from her house toward a treeline; the tornado was just on the far side of the trees. Using Google earth, at the point it was 0.45 miles from our front door, and passed to the east of us (but I'm not sure exactly how far over).
Basically, I think we dodged a bullet.

Edit: thank you for tracking that down for me!
 

CyDawg23

Well-Known Member
Nov 13, 2017
303
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The tornado started across the street from our house in Johnston. We were very fortunate we only lost a tree and fences. I was stupidly monitoring the weather from my deck when it touched down. I thought I was smarter than the weather, but it turns out you can’t track the potential path of a tornado when it first drops down a football field away from you.
 

cydnote

Well-Known Member
Oct 24, 2023
388
797
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And they will get sued out of business if they tried to pull that ****.
Just heard the state insurance commissioner on the news talking about insurers leaving the state because the weather events the last couple years made it unprofitable to remain here. He also stated that some companies were giving discounts to those who's structures met certain criteria, which I was alluding could happen. They'd be protected from lawsuits if it were stated in your policy what standards need to be met and what premiums would be for different compliance to their standards would be offered. The rating of an actual tornado would be immaterial but the damage done by an event would be reflected by the building code parameters at certain premium levels thus accomplishing the same end. We all know that discounted premiums is a polite way to say you are all going to pay but we'll charge less if you are more bulletproof than the next guy.
 

WartburgClone

Well-Known Member
Mar 14, 2022
807
1,166
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Wondering if it's because it wasn't all that wide of a tornado? I have no clue how they rate them, but watching the Weather Channel this morning they had a drone up following the very clear path through town and they said even though it had multiple vortices it wasn't more than 2 or 3 houses wide based on the path of destruction. Again, I don't know if that is a consideration in rating them or not.
The Elie, Manitoba tornado was never wide yet was still rated an F5.

 

scyclonekid

Well-Known Member
Feb 13, 2008
9,265
3,699
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I saw it out my front windows as it was passing a couple miles south of my neighborhood here in Nevada. Went to shelter in the basement hoping it would miss everything, unfortunately it didn’t. Got lucky and thanked my lucky stars. I’ve never seen one before Tuesday.
 
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Clonehomer

Well-Known Member
Apr 11, 2006
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Just heard the state insurance commissioner on the news talking about insurers leaving the state because the weather events the last couple years made it unprofitable to remain here. He also stated that some companies were giving discounts to those who's structures met certain criteria, which I was alluding could happen. They'd be protected from lawsuits if it were stated in your policy what standards need to be met and what premiums would be for different compliance to their standards would be offered. The rating of an actual tornado would be immaterial but the damage done by an event would be reflected by the building code parameters at certain premium levels thus accomplishing the same end. We all know that discounted premiums is a polite way to say you are all going to pay but we'll charge less if you are more bulletproof than the next guy.

Where would it be profitable to be these days? Weather events are happening everywhere. Between tornados, floods, fires, and hurricanes if an insurance company wants to avoid them their client base will be quite small.
 

MJ29

Well-Known Member
Aug 21, 2020
2,712
5,575
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The tornado started across the street from our house in Johnston. We were very fortunate we only lost a tree and fences. I was stupidly monitoring the weather from my deck when it touched down. I thought I was smarter than the weather, but it turns out you can’t track the potential path of a tornado when it first drops down a football field away from you.

My best friend lives near you. They lost a bunch of trees and some fencing as well. They have some minor roof damage.
 

Trice

Well-Known Member
Apr 1, 2010
6,928
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I guess I'd missed the news that one of the deceased yesterday was a storm chaser.

Honest question, do real weather people and local authorities find these folks helpful, or is it just weather porn for gawkers on the internet? Or somewhere in between?

Turns out the woman blown off the road and killed was not a storm chaser.

 
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1UNI2ISU

Well-Known Member
Jan 30, 2013
7,263
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Waterloo
I agree, but I I could also see insurance companies that are already facing financial pressure leverage a payout system that is influenced by a damage rating: "We aren't going to cover your house to the same extent as your neighbors due to your construction methods or not being built to our updated standards....blah blah blah....because you weren't built to handle an EF2 and they were", or some such justification
Yeah. That's absolutely not happening.
 
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NoCreativity

Well-Known Member
Nov 12, 2015
10,928
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Des Moines
Turns out the woman blown off the road and killed was not a storm chaser.


They talked about how this was a rare 15% tornado threat for a week before this happened and people are still out driving around for whatever reason.

You turn on the news and they are begging people to head to their shelter and then it flips over to the traffic cam and people are out getting groceries instead.
 

nfrine

Well-Known Member
Mar 31, 2006
8,798
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Nearby
They talked about how this was a rare 15% tornado threat for a week before this happened and people are still out driving around for whatever reason.

You turn on the news and they are begging people to head to their shelter and then it flips over to the traffic cam and people are out getting groceries instead.
How were the lines at the grocery store?
 

NoCreativity

Well-Known Member
Nov 12, 2015
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Des Moines
How the hell would I know? I take my kids and head to the basement so we all survive instead of suddenly needing to go outside in the middle of an F4.

I also stop for cops when they ask me to instead of running people over and then getting a bunch of charges.

So I'm sitting pretty good actually, no cars swept away in tornadoes and nobody injured when I'm asked to stop.
 

NoCreativity

Well-Known Member
Nov 12, 2015
10,928
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Des Moines
You triggered guys can dumb my posts in secrecy all you want, but answer a simple question. Why are people out when the news is frantically begging people to take shelter and they are reiterating how dangerous the situation is?

I'm sorry but there's no valid excuse for anybody unless you are Reed Timmer.
 

Trice

Well-Known Member
Apr 1, 2010
6,928
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You triggered guys can dumb my posts in secrecy all you want, but answer a simple question. Why are people out when the news is frantically begging people to take shelter and they are reiterating how dangerous the situation is?

I'm sorry but there's no valid excuse for anybody unless you are Reed Timmer.

It's not that you're wrong, it's that you're being an a**hole.