I wouldn't mind.
To quote Benjamin Franklin...
https://www.swarthmore.edu/SocSci/bdorsey1/41docs/51-fra.html
In the dark, all cats are gray.
You are correct, but most projections have them lower going forward.
I have been working for ~9 years now in a very quantitative capacity.
Not once has anybody ever asked me to find the length of a side of a triangle with the Pythagorean theorem and/or how to balance a checkbook.
I have told this story before but your penny wise pound foolish story of the day...
My wife's step-grandfather died last year, and my father-in-law and I took over the daily management her grandmother's finances and estate. While the deceased was not adverse to credit cards, he had a meticulous habit of requesting a receipt for every transaction with one, stored them carefully, and compared them with paper statements coming in the mail every month. He was convinced that the credit card companies were going to "screw him" unless he kept this up forever. And he did, every month, like clockwork.
He basically believed in a modified version of the plan from
Office Space. Nobody checks their statements, so the credit card companies can add a cent or two to the transactions covertly and, at scale across thousands of customers, then pocket the millions. I asked him how many incorrect transactions he ever found... it was zero... but he was still going to do it, come hell or high water, and he did until the month he died.
Then when my FIL and I started looking over their finances, they had $600,000 sitting in a checking account earning practically zero interest -- no return on that!
I almost choked at the hundreds of thousands of investment returns (or more) that could have been if kept in equity markets or a productive investment (e.g., buying a rental property and renting it out) for the past 20 years. Me and him have still not told the rest of the family about that level of financial foolishness. It cost them all a lot.
He and my wife's grandmother were successful people -- the account balance alone proves that. But that did not mean they knew a thing about personal finance.
We still get frantic calls and texts from her that we need to "SELL EVERYTHING! I TOLD YOU PUTTING MY MONEY IN THE MARKET WAS A BAD IDEA! I WILL BE HOMELESS!" every time the ticker on Fox News shows the S&P having a moderately bad day.