We are still waiting also for a "deposit date" to be provided on the Get My Payment website. I have come to the conclusion that any one factor can set you back. If you filed your 2019 taxes and requested a DD refund, I think you went to the front of the line. If you filed 2018 taxes and requested a DD refund, I think you were next in line. If you were anything else, then every factor that made you harder to classify moved you further and further back in line.
We never get refunds, so the IRS has no bank info for us. Strike one. A couple weeks ago they announced that if you received Social Security, then the IRS will eventually go to the SSA to get your bank info. So, if both you and your spouse received Social Security payments in 2018 and/or 2019, then you probably got your stimulus money this week, I think.
However, my wife got Social Security but I didn't (I'm just a kid yet). So I figure that threw us into a reject pile, further back to the end of the line. So, while they should have been able to get our bank info from SSA, because I was an oddity they put us back in the Get My Payment queue. About a week ago, they finally revised our status to "eligible" but we need your bank info. So I tried several times to enter my bank info, but each time got an error message saying the system was not working.
Then the system locked me out saying I had tried too many times. So the system was failing, kept telling me to "try again later." But then locked me out because I kept trying again later.
I think last Saturday or Sunday I finally got the system to accept my bank info, and like others have noted, I am now waiting for them to assign me a date when the money will be deposited.
So, as some have said, I think it is impressive that they were even able to get a functioning website as quickly as they did. But as with anytime you are dealing with government, it has been slow, illogical and there is nowhere you can go for help such as "why does it say you are unable to determine if I am even eligible?" We are retired (and you know it), we have almost no income other than Social Security (and you know it), it should have been blatantly obvious to you from the outset that we were eligible.
So, as I have explained, I can only assume that they built in all these checkpoints into the system and every time you failed a checkpoint, it kicked you out of line and sent you back to be further evaluated at a later date. So, bottom line, did the CARES Act stimulate the economy, which was the stated goal? From my standpoint, no, but for the millions of people who got their payments early on, I don't know if I have really heard anyone address the success of this bill. Maybe it is still too soon to know.