Not to usurp the thread, but I had an opportunity to take over a big book of insurance (I don't work in insurnace but would have gotten my license) until I found out I'd have to keep selling new accounts. I asked why can't I just retain what was there and they said, even with the huge book, if I didn't sell more they'd break it up and give it to multiple agents.
Why? Why can't an agent just serve her/his clients well and let that be it?
Because Wall St and almost all business execs have been taught that if you are growing you're dying. Plus they see it as lazy. Have a friend who took over just a part of a local investment guy's large book. The company wanted to see who could succeed so they brought in like 4 people to split up the book.