If just towing, check with your insurance company. They offered to add towing for 6 bucks a year just 2-3 years ago to my insurance. Not sure what it is now, I have equipment to haul so I don't carry it.
I meant I can tow myself, I would still call the ins co and ask about your boat if you broke down.
From what I've read AAA only covers the trailer while on land. No coverage for boat engine issues. On the part is covered. Waving a 12 pk and $20 will generally get a good Samaritan to give u a quick tow back to the dock.
I have the plus membership, and I have zero complaints. They will come to your house, put on a spare, jump or replace your battery, and even give you a tow. They are very helpful even in remote areas. I was ran off the side of a rural road and popped two tires on a SATURDAY. They were there within an hour. Can't say enough good things about AAA. The discounts you receive from hotels are an added bonus.
Had a membership for probably 15 years. Never had to be towed once (I don't drive American cars :smilebut it's nice for the occasional discount. I also have life insurance through AAA, got a group rate for AAA members and didn't have to take a physical or anything.