Any good alternatives to Mint you guys would recommend?

[ChrisMWilliams]

So I've used Mint for our finances for about 2-3 years but I'm having some issues with it these days. My wife's retirement account won't connect with it, nor does Robbinhood, the free trading service I often use.

I've seen the alternatives out there but was wondering if any of you guys use anything different/would recommend something?

 

[BCClone]

Was thinking you meant mint as in making coins. I was going to say to avoid the chiz coin. Actually avoid minting any.

I do have, I think, Vault?. I was in it once and it was nice, forgot my username, password and everything so I just call my broker lady and ask her.

 

[cyclonedave25]

I was going to recommend Wintergreen, but then read the post.

 

[wxman1]

Dave Ramsey has one called Every Dollar. There is a free and a paid version. I don't use it but as I understand it the paid version is just passing along the fee that banks charge them to connect to your accounts.

https://www.daveramsey.com/everydollar?snid=tools.everydollar

Also I apologize for the flack that is coming for bringing Ramsey into something.

 

[Cyched]

PM me your bank/credit card info and I'll organize things for ya.

 

[WIB]

I would recommend switching from Robinhood to ETrade or TD Ameritrade! I know that's not what you're looking for, but it can help you learn a lot more about investing and is much easier to see results!

 

[FerShizzle]

I have a mint plant in my garden. I use the leaves to make mojitos in the summertime. I guess you could try some other herbs, but it might taste funny.

 

[Sigmapolis]

Mint typically fixes these things or even adds accounts if you request them.

They added my wife’s HSA after I asked. You could also just add the renegade accounts as an asset as a placeholder.

 

[Jacktronic]

Do the accounts that aren't linking have 2 step verification where they send a code to your phone when you log in? If so, see if you can disable the feature, because that might fix the linking issue. Mint has trouble with those types of security features.

I also had an issue where my Edward Jones account stopped linking out of the blue, and wouldn't reconnect properly until I logged onto both accounts from a new browser cleared of any info/cookies and refreshed it.

 

[agcy68]

Quicken is a valid alternative

 

[Jacktronic]

Looks like RH doesn't integrate, period. The other work-around is to add Robinhood as a "Property" in Mint and then manually enter the value. It's annoying because you'll have to update the account value yourself every so often, but it gets the info in your Mint account. I had to do that with our Toyota car loan.

 

[ISUCyclones2015]

You Need A Budget.

It's not free but it's the only true competitor to Mint. It revolves around the idea that every dollar gets a job Period. Whether it be groceries, car loans, or savings. If you didn't budget that dollar, you're not really budgeting.

It's very manual compared to Mint but way more people have behavior changes because it is so manual. You see where every dollar is going day by day. If you didn't spend as much on groceries because of a sale, you bet your ass you're adding that dollar to pay down that student loan because that dollar needs a job. Or add it to your emergency fund, whatever.

 

[grantdd]

Personal Capital is a strong contender as well, depending on what you're interested in. In my experience they complement each other well. Mint does an adequate job tracking transactions (albeit after the fact) but is pretty much garbage for tracking investments. Personal Capital is the opposite - strong investment tracking and analysis tools, but light on the budgeting aspect.

I think YNAB is probably the best alternative from a pure budgeting perspective. It does a pretty good job importing transactions from connected bank accounts, but investment accounts are for tracking purposes only (current-ish value only, you won't get any sense of what the allocations inside the accounts actually look like). YNAB isn't free, though. I think it's ~100$ a year.

 

[Dopey]

Do the accounts that aren't linking have 2 step verification where they send a code to your phone when you log in? If so, see if you can disable the feature, because that might fix the linking issue. Mint has trouble with those types of security features.

I also had an issue where my Edward Jones account stopped linking out of the blue, and wouldn't reconnect properly until I logged onto both accounts from a new browser cleared of any info/cookies and refreshed it.

Ha. That's my issue with mint.

Just disable the secondary security feature and then provide all your log in information of all your financial institutions to this free service.

Should be good to go.

 

[simply1]

Disabling second factor authentication seems... unwise.

 

[CySmitty]

I use personal capital.

 

[hiltonisheaven]

I’d also recommend Personal Capital. I like the investment analysis tools. It also has pointed out a few areas where I could save on fees in my portfolio. As Grantdd said, Mint is better for budgeting so I still log onto Mint a few times a month.

Personal Capital has an offer now for a free $20 Amazon gift card for signing up.
Follow the link to open a Personal Capital acct and we both get $20 Amazon Gift Card.
https://www.talkable.com/x/eJLjjb

 

[Tailg8er]

You Need A Budget.

It's not free but it's the only true competitor to Mint. It revolves around the idea that every dollar gets a job Period. Whether it be groceries, car loans, or savings. If you didn't budget that dollar, you're not really budgeting.

It's very manual compared to Mint but way more people have behavior changes because it is so manual. You see where every dollar is going day by day. If you didn't spend as much on groceries because of a sale, you bet your ass you're adding that dollar to pay down that student loan because that dollar needs a job. Or add it to your emergency fund, whatever.

That sounds exactly like Every Dollar, and it's free (at least the version that doesn't auto-pull your bank account info).

We're currently using it & I think it's very helpful.

 

[Tailg8er]

I would recommend switching from Robinhood to ETrade or TD Ameritrade! I know that's not what you're looking for, but it can help you learn a lot more about investing and is much easier to see results!

Don't those have transaction fees, though?

For 'fun' stock trading, I don't see any downside to using RH. I've made about $8 on the $80 I've deposited in the last 2 months, but that all would have been eaten up by transaction fees with just about any other platform.

You're right that RH isn't good for learning about investing, but for actual trading I think it's solid.

 

[BirdOfWar]

Personal Capital is a strong contender as well, depending on what you're interested in. In my experience they complement each other well. Mint does an adequate job tracking transactions (albeit after the fact) but is pretty much garbage for tracking investments. Personal Capital is the opposite - strong investment tracking and analysis tools, but light on the budgeting aspect.

I think YNAB is probably the best alternative from a pure budgeting perspective. It does a pretty good job importing transactions from connected bank accounts, but investment accounts are for tracking purposes only (current-ish value only, you won't get any sense of what the allocations inside the accounts actually look like). YNAB isn't free, though. I think it's ~100$ a year.

I would agree with this in that Mint is better from a budgeting perspective but Personal Capital is better for investments. I know it's nice to have it all in one place, but I don't mind using both sites because each is stronger in a particular area.