I also have a question-- Why do houses in the south not have basements? Is it too costly? Water table too high? Soil to rocky? What is it?
Around here anyway, the soil is too unstable. It expands and contracts significantly with change moisture content. Basements could be done, but the cost to construct them so that the walls wouldn't be crushed by the moving soil would be exhorbitant. There are some older houses in Arlington that have tried it, but it was not successful.
On the other hand, tornado rooms don't cost that much, in the scheme of the total cost of the house, and IMO, should be required by building code.
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