I’m a recent 23 YO college grad with no college debt.
What is everyone doing for investment allocations to 401k/IRA/Savings etc?
I’ve been maxing out my Roth IRA and traditional 401k then putting anything left in savings. 99% index funds and 1% bonds in all accounts. Have an emergency fund in a High Yield Savings account built up and am living pretty cheaply compared to a lot of my coworkers...trying to save now so I don’t have to worry later.
What are you doing for retirement and other savings goals? Curious to hear some other perspectives.
What is everyone doing for investment allocations to 401k/IRA/Savings etc?
I’ve been maxing out my Roth IRA and traditional 401k then putting anything left in savings. 99% index funds and 1% bonds in all accounts. Have an emergency fund in a High Yield Savings account built up and am living pretty cheaply compared to a lot of my coworkers...trying to save now so I don’t have to worry later.
What are you doing for retirement and other savings goals? Curious to hear some other perspectives.