We have HOA in our Florida high rise. It is absolutely necessary. Fortunately there is some grace for certain idiotic rules whose enforcement would be ridiculous in every unique situation.
That said, every year, two or three brilliant do-gooders with great ideas to create idiotic rules for us all, chime in at the owners' meeting. The best thing about it is they are seasonal residents (as am I) who are then asked if they are going to be on the enforcement team; and you know, you have to enforce those rules all year, not just the 3 months you're here.
Here in Iowa our HOA finally met last year for the first time in like 15 years. The president was having health issues and so there was a need to elect a replacement. That, and the $65 monthly dues were raised to $75. It covers mowing, yard chemicals and snow removal. No issues here at all.
Bottom line, it's all in who is (elected by owners) running things and how much like Gladys Kravitts and/or Adolf Hitler they are.