Random Thoughts XII - This Thread Delivers

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oldman

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I actually have a hard time seeing the actress who plays Flo as a normal, I just think of her as that character. It’s like the feeling you get as a kid when you see you teacher at non-school events
Until this afternoon I'd never asked a gal out to a movie via a text message but it's how things are done today, mirite? :rolleyes:

#tryingtokeeppace
And her answer was...?
 

BCClone

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Not exactly sure.
Speaking of retirement, even though I'm decades away, I have a question for those that are there or have discussed it with their spouse. Do most couples retire near the same time? I know if there is an age difference it makes a difference, but if there is only a year or two, do most people retire near the same age if given the choice. Wife can retire at 56, and I'm looking at that 67 area probably, if health holds. She currently says when she is done, she is done, no part time or anything.

This early of a retirement makes me think that it could really monkey wrench financials if I dont' pay attention. What have been other experiences?

I obviously try to get rough plans or at least understand situations some.
 

BCClone

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Not exactly sure.
She was in that Ben Stiller movie The Heartbreak Kid. She pretty much was Flo in that if I remember correctly


Googled Flo from progressive and did not know this.

images
 
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NWICY

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Speaking of retirement, even though I'm decades away, I have a question for those that are there or have discussed it with their spouse. Do most couples retire near the same time? I know if there is an age difference it makes a difference, but if there is only a year or two, do most people retire near the same age if given the choice. Wife can retire at 56, and I'm looking at that 67 area probably, if health holds. She currently says when she is done, she is done, no part time or anything.

This early of a retirement makes me think that it could really monkey wrench financials if I dont' pay attention. What have been other experiences?

I obviously try to get rough plans or at least understand situations some.

I'm guessing she'll get bored and find something else to do. I have some friends who were able to retire in their 50's, basically took a yr off to do fun stuff then picked up jobs doing what they liked, till they retired for real in their later 60's.

By the way just let her run the financials then it's not your problem;):eek::rolleyes:.
 

BCClone

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Not exactly sure.
I'm guessing she'll get bored and find something else to do. I have some friends who were able to retire in their 50's, basically took a yr off to do fun stuff then picked up jobs doing what they liked, till they retired for real in their later 60's.

By the way just let her run the financials then it's not your problem;):eek::rolleyes:.



This would be the scariest and worst advice I have ever accepted on this board if i did. She would probably even agree on that. She has also admitted she would not be able to have any job that covered the summer months. I'm not putting much hope in her finding something that would actually pay her.
 

NWICY

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This would be the scariest and worst advice I have ever accepted on this board if i did. She would probably even agree on that. She has also admitted she would not be able to have any job that covered the summer months. I'm not putting much hope in her finding something that would actually pay her.

Well I'm assuming she wants to be outside all summer? By then all weeds will be herbicide resistant (jimlad). Let her walk beans for you:D;).

I think I've given you enough "Good" suggestions for the morning, I believe I should leave now.
 
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oldman

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Speaking of retirement, even though I'm decades away, I have a question for those that are there or have discussed it with their spouse. Do most couples retire near the same time? I know if there is an age difference it makes a difference, but if there is only a year or two, do most people retire near the same age if given the choice. Wife can retire at 56, and I'm looking at that 67 area probably, if health holds. She currently says when she is done, she is done, no part time or anything.

This early of a retirement makes me think that it could really monkey wrench financials if I dont' pay attention. What have been other experiences?

I obviously try to get rough plans or at least understand situations some.
Right now Wifeypoo and I are planning to retire approximately the same time, in about 4 years, depending on the economy. I've discussed with my owners the possibility of maybe working part time, which they were very open to.

Seems to me, the more time you are not spending working, is time you can spend spending. A kind of scary proposition for us, as WP has never seen a dollar she didn't like using.
 
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BoxsterCy

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Right now Wifeypoo and I are planning to retire approximately the same time, in about 4 years, depending on the economy. I've discussed with my owners the possibility of maybe working part time, which they were very open to.

Seems to me, the more time you are not spending working, is time you can spend spending. A kind of scary proposition for us, as WP has never seen a dollar she didn't like using.

I am spending less. Less gas money (not commuting has cut my mileage by more than 50%). Less lunch and happy hours. I can hardly drag friends my own age out to even do anything. I would be spending way more if I had a travel mate.
 

BoxsterCy

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Speaking of retirement, even though I'm decades away, I have a question for those that are there or have discussed it with their spouse. Do most couples retire near the same time? I know if there is an age difference it makes a difference, but if there is only a year or two, do most people retire near the same age if given the choice. Wife can retire at 56, and I'm looking at that 67 area probably, if health holds. She currently says when she is done, she is done, no part time or anything.

This early of a retirement makes me think that it could really monkey wrench financials if I dont' pay attention. What have been other experiences?

I obviously try to get rough plans or at least understand situations some.

Cannot comment on the couples aspect of retirement since I am so far removed from couples living that it is just a quaint and distant concept to me. :rolleyes:
 

BoxsterCy

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One big issue we will have, she has to be around people constantly. I hate being around people.

This might not bode well for an early retirement for someone who doesn't want to pursue other part time busy work. I go days without speaking or being around anyone. And CF and FB don't count as "seeing or speaking".
 
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ImJustKCClone

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I am spending less. Less gas money (not commuting has cut my mileage by more than 50%). Less lunch and happy hours. I can hardly drag friends my own age out to even do anything. I would be spending way more if I had a travel mate.
We are spending more on traveling right now because we were so constrained by his amount of vacation time (as a long-time employee of ISU, I accrued around 3x the time he did). We will probably back off on that some once the newness wears off (it hasn't yet).
Spending less on gas, food, clothing. Spending more on health insurance since neither of us is medicare eligible yet.
My advice - visit a financial advisor. You don't have to put your finances in their hands, but most of them have tools that will help you determine all of the variables (how much you will need to live the lifestyle you want if you retire at x age and live to y age or z age).
 

ImJustKCClone

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One big issue we will have, she has to be around people constantly. I hate being around people.
Are you local to town enough that she could do some volunteer work to get her around people more? Things like working the help desk at the local hospital...garden club maintenance of flower beds at town/city parks...walking dogs or socializing kittens at the local shelter?
 
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