which credit card has the best rewards?

[theyork]

i have excellent credit and assume i will be eligible for most any credit card (who isn't, right?). unless of course i need to be a member of a certain bank. i pay off my card every month and am just looking for the best rewards

i want a new credit card as my rewards are complete ***. i have spent over 35k on my card (in it's life) and am just know eligible for a free flight. pathetic.

any suggestions. i am most interested in flights and cash back as rewards.

 

[1100011CS]

Chase Freedom is good. 1% on everything. 3% - 5% on select purchases.

 

[Clones33]

Chase Freedom is good. 1% on everything. 3% - 5% on select purchases.

Agree. That's what we use too. $30 fee per card per year, but we usually have $500+ in rewards so it is worth it.

 

[simply1]

Credit Card Rewards: Find the best offer at CreditCards.com - CreditCards.com

 

[azepp]

Agree. That's what we use too. $30 fee per card per year, but we usually have $500+ in rewards so it is worth it.

Chase Freedom was the best I could find. I don't have an annual fee on mine.

 

[jtdoyle1]

Chase Freedom was the best I could find. I don't have an annual fee on mine.

I don't have annual fee on mine either???

 

[Clones33]

Chase Freedom was the best I could find. I don't have an annual fee on mine.

We didn't at first either. When I called to complain the lady said there was nothing she could do. I was prepared to cancel, but after doing research I realized that for our spending habits it was still the best deal.

 

[CycloneGamecock]

I don't have annual fee on mine either???

No annual fee on mine either, hope that they don't spring it on me

 

[acrozier22]

WE have two chase freedoms (MC & Visa). Neither have an annual fee.

 

[loboclone]

Southwest Rapid rewards by Chase. I spend 50K/year on business travel and my wife has one too.

 

[dmclone]

I have a rule to only have one credit card and % doesn't matter because 99% of the time I pay it off. I had an MBNA card since college and then they got sold to BofA. I hate BofA and they weren't doing anything for me. So after 15 years I decided to cancel once i got this offer.

I got a Citi Aadvantage Visa. They gave me the following after I spent $1000 in 4 months

1 free companion ticket anywhere in the U.S.
40,000 miles
2 Admirals Club Day Passes
Earn one AAdvantage mile for every dollar spent on purchases

The one mile for every dollar spent isn't that good of deal but the 40K and 1 companion ticket is a good deal. I already had 40K miles so the wife and I are going back to Italy next year. The tickets would have normally cost us $1,800.

We did still have to pay $400 in taxes but that's pretty standard for non-domestic flights.

Now that I've gotten all my rewards I'll probably wait a year or so and see if something better comes along. I used to always hang on to the CC for my credit score but I'm not really concerned about my credit score any longer.

 

[1100011CS]

Agree. That's what we use too. $30 fee per card per year, but we usually have $500+ in rewards so it is worth it.

Chase Freedom was the best I could find. I don't have an annual fee on mine.

I don't have annual fee on mine either???

We didn't at first either. When I called to complain the lady said there was nothing she could do. I was prepared to cancel, but after doing research I realized that for our spending habits it was still the best deal.

No annual fee on mine either, hope that they don't spring it on me

WE have two chase freedoms (MC & Visa). Neither have an annual fee.

mine didn't used to have a fee either and I think they added that when they "upgraded" us to the Saphire card. Still get the Ultimate Rewards so it more than pays for the fee but I was close to switching too but agree that, for us, it's still the best deal.

 

[isuforlife]

DISCOVER BY FAR , CHECK IT OUT

 

[simply1]

I've got the AA advantage card as well, if you do pay for travel you get 2 miles per $1, or for gas, hotels, some other categories. That said, i don't know that it's any better than united or continental, so whichever airline you like has similar deals with upfront miles on use. After year one there's a pretty steep yearly fee, so that's the downside, but upfront it's a nice little perk to get that load of miles.

 

[1100011CS]

DISCOVER BY FAR , CHECK IT OUT

I've looked into Discover before and, unless they've changed something recently, it's not as good as Chase Freedom with Ultimate Rewards.

 

[Dopey]

DISCOVER BY FAR , CHECK IT OUT

I agree.

Discover has:

• 1% cashback on everything.
• 5% cashback on certain categories every month (groceries, gas, hotels, etc)
• 5 - 20% cashback on lots of different online shopping sites.
• No annual fee.

 

[Ms3r4ISU]

I've looked into Discover before and, unless they've changed something recently, it's not as good as Chase Freedom with Ultimate Rewards.

If you really want miles, read about the Miles by Discover card Airline Miles Credit Cards, Air Mile Credit Card : Miles by Discover Card

 

[1100011CS]

DISCOVER BY FAR , CHECK IT OUT

I agree.

Discover has:

• 1% cashback on everything.
• 5% cashback on certain categories every month (groceries, gas, hotels, etc)
• 5 - 20% cashback on lots of different online shopping sites.
• No annual fee.

The fine print for Discover card:

You will earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or 5% category purchases in calculating your total annual purchases.

 

[1100011CS]

If you really want miles, read about the Miles by Discover card Airline Miles Credit Cards, Air Mile Credit Card : Miles by Discover Card

I don't use miles. I'd rather get cash and buy my own ticket. But, with Chase Ultimate Rewards you can use your rewards to book entire trips. Not just airline miles.

 

[CysRage]

I agree.

Discover has:

• 1% cashback on everything.
• 5% cashback on certain categories every month (groceries, gas, hotels, etc)
• 5 - 20% cashback on lots of different online shopping sites.
• No annual fee.

I hated my old credit card because the rewards were not good and then they got rid of the rewards programs altogether. I then switched to the Discover Student card and have loved it ever since. Only one place so far I have tried to use it and they didn't accept Discover but it was for a haircut so that makes sense.