Who would expect that? Not Californians.For a hurricane or a flood, I get it, because you can predict the super high risk properties. But the equivalent of this situation in California would be telling literally the entire state of Iowa that they can’t have reasonably priced home insurance (and therefore maybe can’t borrow money to buy the home in the State) because Iowa is a high risk tornado zone. These fires aren’t in heavily forested areas, and a good chunk of them are within a few miles of the coast, where you would expect the fire risk to be much lower.
Experience
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