My net worth is up slightly this year. Net worth, cash flow and liquidity is what I monitor each year.
I hope to NEVER have my house paid off. Cheapest money (dirt cheap) you'll ever borrow in your life.
That's not cheaper than using cash because you don't have to borrow anything. Not paying off your house to use it as a borrowing tool is flawed logic.
Although if someone can explain why carrying a mortgage is better than paying it off I'm willing to listen. I won't ever have my mortgage paid off so would like to feel good about that. I carry no other debt besides my mortgage and never will barring a medical emergency.
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