The shelter in place order is not going to really work until all businesses, except grocery stores are shut down. We could still pay at the pump for gas.
Way to many businesses are considered "necessary" when they really are not, we have two hardware's stores in town, both are open. One is because the farmers get a lot of parts to fix their equipment out of there and they are getting ready for planting season, the other I am not sure why they are considered necessary but they are still open.
Keep the banks open, lobby closed.