We didn't catch it, and when we replaced it, the guy we brought in wanted to know why didn't replace the unit in the spring? We told him our adjuster did not catch it. He stated they tried to straighten out the blades on some units and it was cheaper to just replace the outside unit then mess with trying to fix them the insurance company decided.Exact same thing happened to me. Except my contractor buddy pointed it out to my insurance adjuster and they paid.