The $500k is more than Audi makes at in Rev Share/NIL at Iowa State. So Audi already has her Porsche, cocaine, Gucci money.first of all, housing, food, utilities, expenses will all be going up 10x from todays costs. secondly, that $500k is not going into a retirement account, it is going to be spent on luxury automobiles, travel - vacations, upscale restaurants, clothing, gifts. etc. no one puts NIL into retirement. It's always "cool I have money and I am 22 - time to party".
I got some outstanding news for you. In 40 years from now, prices won't be 10x current levels. Maybe 3.5x. So $8M will still be a nice chunk of change. So if you see Audi in 40 years, hit her up for a Jersey Mikes or Cody Road.