AllInForISU said:

I would agree with affordability issues are crazy at the moment. Inequality however, I’m not sure what you necessarily mean by that, but trades are hiring and almost all of them will get you pretty quickly around 100k and they will take anyone.

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I'm in the trades. Approaching master carpenter. Most don't make anywhere near that. If you want 6 figures you're generally traveling and doing commercial work.

Inequality has to do with the assets. The richer the rich get the higher assets go up. They don't make income like everyone else. It's stock options and assets for them usually. So as the rich get further and further away from everyone else assets follow.

That causes it to be impossible for the median income to afford a home, the #1 way people create wealth.

Edit:
It also creates a tax shortfall because the wealthy don't really pay anything on capital gains. So the government has to borrow from the rich to cover the difference which just compounds the issue.

A perfect picture of the inequality. 90% of stocks are owned by 10% of the people. If you aren't making enough a year or getting an inheritance I'd difficult to buy assets.

Also private equity is buying up a large portion of the real estate market and driving up the monthly rent, especially in the South.

Sausage party so far

How many votes until this first female? 26 and counting

flycy said:

As long as you aren't going into debt to do it, fine. Never borrow for wants.

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Mostly agree but it also depends on the borrowing costs to do it. Obv if you have zero money invested don’t borrow for wants at all but otherwise there are plenty of ways to do it if the interest rate is right.

Not all debt is bad debt, it depends on what your situation is

clones_jer said:

Im gonna guess you should have broken men 25-60 into more than 2 categories. That's gonna be 90% of responses lol

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10 year increments definately would be more tell I think. I turn 47 this year and I would bet my views and takes on things align more with the 30-40 year old range than they do with someone closer to 60.

AllInForISU said:

I would agree with affordability issues are crazy at the moment. Inequality however, I’m not sure what you necessarily mean by that, but trades are hiring and almost all of them will get you pretty quickly around 100k and they will take anyone.

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I see people bring up "the trades" almost every time there is a discussion on affordability. I don't know how many folks that force that into the conversation have actually worked around people that just don't have the ability. It truly isn't for everyone and if you try it and suck, you're not making 100k a year. Neither are general laborers in the trades. Google is saying median wage for skilled trades is 64k a year.

Cycsk said:

I'm still struggling to see where all the extra money comes from by adding teams. Sure, maybe there will be a little, particularly in the TV viewership of markets of the teams that barely make it, but it doesn't seem like the kind of money that justifies such a significant change.

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What are the viewing numbers for the first four games? I can't imagine they are that great but not sure?

I’ve come to realize that not announcing the return of Steve Rogers initially was intentional as well as a huge clue.

Xerxes_ said:

I won't argue with you that Rizo did him dirty but Ozzy was trying to gather a jury vote from Aubrey before he voting her off and in the process spilled way too much. And she even saw right through it. As Rizo said after the vote, "You talked too much."

IMO Rizo is cooked anyway but I can't blame him for cutting Ozzy loose there. He was a target last vote and was going to continue to be. You can't be connected with someone like that and last long.

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Yeah the scene with Aubry was a bad move. I wouldn't say Rizo is cooked either and this is coming from someone that couldn't stand him last season either. I hope he is cooked but just like last season people are scared to vote him because of the idol and it's working again. Had his season aired before them filmed 50 he probably would be gone by now and they sure as hell would of made him play the idol by now too knowing how he played the 1st time. That's a big advantage of playing back to back seasons. Russell Hantz did the same thing and made it to final tribal in back to back seasons which he would not have if everyone say him play the 1st time.

For Rizo, Ozzy was a good shield which is another reason I think Cirie worked with him too. You want everyone focused on a player like Ozzy so you can work your game in the background and keep the attention off what you are doing. As Cirie always says "any name that its not mine is fine with me!" We'll see if blindsiding your shield when he did was a good move or not. Like I laid out there basically are 3 pairs working together and 1 outlier which is Tiff. Either someone is going to have to betray their #1 they are working with or 2 pairs are going to have to work with Tiff on this next vote to break up 1 of the pairs. Devens and Aubry are unpredictable and not scared of chaos so you'd think they would be the next targets. My fear is you had Devens play an idol and Ozzy go home with his that 1 or 2 idols gets put back in play again and someone like Devens finds it and it complicates things with 2 of the remaining 7 left having idols they could play plus possibly a 3rd person that wins immunity challenge. This far into the game with these good players I want to see the strategy play out and make every vote going forward a tough vote when everyone but 1 player is in play to be voted out.

Im gonna guess you should have broken men 25-60 into more than 2 categories. That's gonna be 90% of responses lol

I'm going to add some context because a figure of 25% is hardly justifiable in today's market. The median household income is 75k in Iowa so lets call that 56k net (75% of gross) or 4700ish monthly.

A 300k home at 20% down, a 6% rate, 3000 in taxes and 2000 in homeowners has a payment of 1852 or 40% of net. That doesn't include any utilities either. With rents being so high, a 20 percent down payment isn't even attainable for most people so it only goes up from there. It looks even worse when you get out of Iowa. The nationwide median household income is 83k and the average home price is north of 400k.

The system is creating life long renters and housing has become completely unaffordable for the working class.

BWRhasnoAC said:

Assets are through the roof. The median income is 52k and that's the highest end of the measurement. Average home is 440k. The math ain't mathing no matter how frugal you are.

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I would agree with affordability issues are crazy at the moment. Inequality however, I’m not sure what you necessarily mean by that, but trades are hiring and almost all of them will get you pretty quickly around 100k and they will take anyone.

Cyclonepride said:

IMO, TJ wins on the recruiting trail because he is a genuine, likable person and has developed an extremely strong program identity, and he has the ability to identify guys who work within that.

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You also only need a few players a year in basketball. Football you need at least 10 times as many making personal recruiting much more difficult.

AllInForISU said:

I’d be interested to know what you mean by that.

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Assets are through the roof. The median income is 52k and that's the highest end of the measurement. Average home is 440k. The math ain't mathing no matter how frugal you are.

Always feels good sweeping the ******* Yankees. The lineup has gotten a major boost with Churio back. Everyone is swinging the bat better.

Cmonwhatarewedoinghereman said:

He was a really good amateur who decided not to play college golf so maybe that’s why it took a little longer. Nice payday for him but his grandfather is reportedly worth >9 billion dollars

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I thought they said on the broadcast he went to Texas for a semester and bailed.

When you’re Norwegian with that kind of wealth in your background and future Austin is going to look like Tijuana on donkey show night.

Messi said:

its not great but in all seriousness is there an easy lot to get in/out of if youre not showing up when gates open or leave before game is over?

like they all suck equally, imo

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I'm so grateful I am an Ames resident and don't have to deal with the University Blvd/Mortensen tomfoolery.