If You Were the Commissioner...

This one is so easy. Make all fumbles go back to the point of the fumble or where the ball went out of bounds - whichever is more disadvantageous to the fumbling team. I'd be OK if fumbles into the end zone came with a yardage penalty.
The fumbling through the end zone one though really doesn’t give the defense a chance to recover very well if it’s through the back of the end zone

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