Agree. But for that same reason there’s no reason we shouldn’t expect opt outs to start creeping into regular seasons. Also, it’s a bit of cognitive dissonance to then have the biggest insult in sports be when a guy quits in a game when the outcome is pretty much sealed, then turnaround and view it as totally acceptable for a guy to hang it up once they can’t win a title.
And yeah, maybe it’s competitive spirit, or maybe it’s just pressure and fear of public backlash or draft status for being viewed as not being a good teammate that is keeping guys from opting out of a playoff. Once a few big names opted out of bowls and it became an acceptable thing to do, the floodgates opened. It isn’t just a handful of projected high picks, it’s a ton of guys. That says it’s pretty clearly fear of blowback that kept guys playing in bowls a lot more than a desire to compete.
Not that this is the choice, but I bet if you asked college players if they would rather win a national title and never make an NFL roster or go 4-8 and play in the NFL for 5 years, the majority would take the latter. Also, even if a vast majority opt in, it only takes a couple opt outs of guys that also are of a draft status most likely to opt out, to alter a playoff to the extent that it becomes a joke.
NIL helps soften this potential problem, but fans need to be ready to deal with a college football where it is viewed by a lot of players as a way to get them to the NFL, and little more. NFL scouting is sophisticated enough, and teams have shown that they will not penalize a guy for opting out. I think it’s inevitable that the opt out line keeps shifting further into the season.