Random Thoughts 15: Crystal Clear 2021 Edition
- Thread starter SCyclone
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Yeah - we're about to head out on a grocery run. We're not supposed to get that much snow but we're out of a few things.
We've gotten only about 3/4 inch so far but this system is moving real slow. And it is starting to pick up
I don't know but that commercial is so dumb. Would someone actually brag about their bank putting the money in their account 2 days before everyone else?
About 2 inches now. I wonder if I should run out and clear the walks off. If we get 10" it might be easier to clean the walks in stages
CycloneErik
Well-Known Member
I'm gonna make some guesses here. Since the company and whoever wouldn't be releasing the money to the bank early (my assumption), this seems like one of those Refund Anticipation Loans/Checks or something from H&R Block.
Seems like it would be a program, probably one with fees that you pay to be a part of, where you sit down with someone or fill out forms online with information about your employer, pay rate/salary, and paycheck dates. Then the bank "advances" you the money. You get it 2 days sooner, but overall get less of it because of the program fees, origination fees, and/or whatever.
So, basically a way to prey on people struggling to get by where that 2 days might make a huge difference, but then comes with a brutal price tag at the end. That's my guess.
I assumed the same sort of thing. I will say though at times I do see my paycheck hit my bank on occasion prior to the 15 & 30th. Of course the funds are pending.
Chime keeps saying how it is all free but we all know nothing is free
So I did go out and clear 3-4" off the sidewalks so it should be a little more manageable when this ends
Just got back from the grocery store. Picked up some fresh rainbow trout fillets...pan-fried trout for supper.
Daughter set up a Venmo account. She asked me what option to take. The manual pull that takes three days or the auto pull that is same day but costs 1%. I had to just ask her if she desperately needed the money (I knew the answer but hoped she would learn). She said no, so I asked why she would give someone 1% of her money for two days. She waits the 3 days.
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