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Discussion in 'Off-Topic' started by Bobber, Jul 16, 2019.
Ain't go nothin' on the Iowa and Trump threads.
Seriously any other time he had something to say to me he would have my great grandma, grandma or mom tell me what he wanted to tell me even if I was standing right there.
This was a common one, “tell your grandson/son if he drops that glass of kool aid/water/soda on my floor I’m going to use his head to mop it up”
Anyone who has worked in finance and reviewed people's financials know the Boomer s are/were just as crappy at managing their spending as the kids these days.
Instead of the $1000 phone they are buying atvs, and other dumb **** they can't afford.
I agree that parents need to take care of retirement savings first or in conjunction with college savings. And yes, my post was aimed at those that have the ability to save for kids' college, but spend money selfishly on their own things. I'm not bashing the single mom scrapping by on $35,000 a year with 4 kids.
Student loan debt is a legitimate crisis that is crippling young people for the first 20 years of their adult-life. 6-figure student loan debts with no hard asset to back them mean that a lot of young people will have a negative worth for many years after graduation.
Like I said in my original post, $250/month can change your kids' life forever. Kudos to you guys for trying to give your son a boost!
Use the 529s. Exempt from State of Iowa tax as are the earnings.
I have no idea what this means, I guess I should of did more English classes.
Government got involved and kids/parents brainwashed into more expensive schools and flashy majors. Mostly government subsidy. Look at the growth in administrations at these institutions. Fancy nice buildings, grounds, etc. Always new stuff and more people to manage new stuff, etc. Ridiculous.
It means the old school crowd is preaching to the youngsters about having to walk up hill to school both ways in driving snow and searing heat and they made it and thinking times are the same. That is what I gather.
Just think of Grandpa Simpson and you pretty much have it.
Yep. Every generation thinks the following generation is a bunch of pansies because they have an "easier" life.
I do not know if they are entirely wrong.
My great-grandparents faced wars, economic hardships, and infectious diseases we have long stopped worrying about as serious matters that affect our day-to-day lives. Our standard of living and access to clean water, good food, information about the rest of the world are much higher than theirs, too, along with our ability to travel places and see the world.
Their great-grandparents were likely either packed into some industrial slum somewhere in a major European or American city and/or subsistence level farmers/peasants.
Yeah, I have it easy. Thanks ancestors.
What we call human society is the uneasy alliance between those who are living, those who are dead, and those who are yet to be born.
These people should be embarrassed if they are still dependent at the age of 27. There is no excuse for it. The population on the whole is more lazy, requires more instant gratification, and is more self entitled than the previous generations. It is always somebody else's fault and never the consequences of our own decisions.
and the big thing I think that's often missed with the bolded is this works just like compounding interest. The later they are able to actually start building wealth and not just paying off debt, the worse off they are down the line. The later they buy a house. Newer car. Save for retirement. Save for their own child's education.
The 8% for 18 years is nice! Where did you find that deal?
Only the ones who read their posts aloud.
And every generation thinks their burdens are unknown to anyone else but them and nobody understands just how hard it is...
Yeah. The kids are always like "you don't understand........". Like we didn't experience fairly similar stuff growing up. Man do I wish I had internet and Google back in the day and had a damn smart phone at my disposal 24/7.
Better than the Two Minute Warning at the end!!!!
That makes one of us.
I know it could have caused troubles too, but if you were just using it for the power of good. I was thinking looking up things for school work.
Do you play Sweet Caroline or not? That is the question.