Random Thoughts IV

[cyrocksmypants]

I paid off mine two years ago, slacker.

Maybe I'm wrong, but I was under the impression that with student loans it doesn't matter how quickly you pay them off, as the interest will be due anyway, so it's not particularly financially beneficial to pay it off early, unless you have a large sum and just don't want to deal with the payments later? Maybe it depends on who the loan is through and what payment plan you have.

 

[cyrocksmypants]

Lucky man! Hit me up in 7-8 years and I'll return the favor!

I even went to a community college first and literally got paid to go there. I'd be terrified to know what I would have owed if I went to ISU all four years.

 

[cowgirl836]

Maybe I'm wrong, but I was under the impression that with student loans it doesn't matter how quickly you pay them off, as the interest will be due anyway, so it's not particularly financially beneficial to pay it off early, unless you have a large sum and just don't want to deal with the payments later? Maybe it depends on who the loan is through and what payment plan you have.

I do not think that is correct, at least not for mine. They started accruing interest six and nine months after graduation. Since I took a travel course that happened right after graduation, technically the loans considered my graduation as August. I started paying in June so by the time they started accruing interest in spring of 2011, I'd already paid a chunk down. But yeah, when I made my final payment, they had to know the exact date of payment so they could calculate the right amount of interest. If I had taken the full 10 years I would have paid thousands more in interest.

 

[cyrocksmypants]

I do not think that is correct, at least not for mine. They started accruing interest six and nine months after graduation. Since I took a travel course that happened right after graduation, technically the loans considered my graduation as August. I started paying in June so by the time they started accruing interest in spring of 2011, I'd already paid a chunk down. But yeah, when I made my final payment, they had to know the exact date of payment so they could calculate the right amount of interest. If I had taken the full 10 years I would have paid thousands more in interest.

Well now I may have to look into this.....

 

[CoKane]

I was really reluctant to watch The Walking Dead, one of my exes insisted and once I got past being grossed out, I thought it was great. This last season seemed kind of slow though and I hate how they do the mid season break.

One of my friends had been trying to get me to watch it for months but I never started it because I was too busy. Now I wish that I listened to him. I'm in the middle of season 2 right now and I started watching it on Netflix about 2-3 days ago. Thank you everyone for not posting any spoilers, unlike another friend who just told me Shane dies :arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh:

 

[cyrocksmypants]

One of my friends had been trying to get me to watch it for months but I never started it because I was too busy. Now I wish that I listened to him. I'm in the middle of season 2 right now and I started watching it on Netflix about 2-3 days ago. Thank you everyone for not posting any spoilers, unlike another friend who just told me Shane dies :arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh:

Season one is the best. Season two dragged in the first half but picks up in the end. Season three is kind of the same approach as season two.

 

[CloneinWDSM]

One of my friends had been trying to get me to watch it for months but I never started it because I was too busy. Now I wish that I listened to him. I'm in the middle of season 2 right now and I started watching it on Netflix about 2-3 days ago. Thank you everyone for not posting any spoilers, unlike another friend who just told me Shane dies :arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh::arghh:

You're right in the best part. It has definitely dropped off a bit recently, but still a top show of mine.

 

[00clone]

One of my friends had been trying to get me to watch it for months but I never started it because I was too busy. Now I wish that I listened to him. I'm in the middle of season 2 right now and I started watching it on Netflix about 2-3 days ago. Thank you everyone for not posting any spoilers, unlike another friend who just told me Shane dies

I haven't watched it yet, so technically, you're as big of an assbasket as your friend.

 

[cyrocksmypants]

I haven't watched it yet, so technically, you're as big of an assbasket as your friend.

Hey 00. Shane dies.

 

[cyrocksmypants]

Really, when it comes to The Walking Dead, you can't assume anyone other than Rick won't die. And that's not even guaranteed because the comic is still ongoing.

 

[00clone]

Hey 00. Shane dies.

Thanks...thanks for that. IT'S NOW OLD NEWS, THANKS TO COKE HEAD THERE.

 

[cyrocksmypants]

Thanks...thanks for that. IT'S NOW OLD NEWS, THANKS TO COKE HEAD THERE.

For what it's worth, he lived significantly longer in the show than he did in the book.

 

[wxman1]

I mean, I don't wear pants, but I also don't stand up during my video conference calls.

You would make a great sports T.V. anchor and have a shot at news anchor with that style.

 

[00clone]

So I had the beard trimmer part of my electric razor out the other day to clean up the sideburn area a bit, decided I'd just knock off the chest hairs at the base of my neck that peek out of a button shirt. It was only after that that I realized apparently I have a non-conscious habit of pulling those hairs as I sit here waiting for my 'puter to run queries. Just did it, and them not being there made me realize I was doing it.

 

[00clone]

For what it's worth, he lived significantly longer in the show than he did in the book.

Ehh, I really have no interest in the thing, but had to point out the irony of him being a spoiler while ******** about someone else being a spoiler.

 

[cyrocksmypants]

You would make a great sports T.V. anchor and have a shot at news anchor with that style.

I DO have a journalism degree, though one of my teachers told me I have a face made for radio.

 

[cyrocksmypants]

So I had the beard trimmer part of my electric razor out the other day to clean up the sideburn area a bit, decided I'd just knock off the chest hairs at the base of my neck that peek out of a button shirt. It was only after that that I realized apparently I have a non-conscious habit of pulling those hairs as I sit here waiting for my 'puter to run queries. Just did it, and them not being there made me realize I was doing it.

Only part of my chest hair I trim. I'm proud of my chest mane, but it looks creepy when it's spilling out of a non-v-neck tshirt like that.

 

[SaraV]

So to sum up...

3.5 hours of sleep last night
Plan to work 2 hours at first job, go home, nap hard, get up and go to the second job at 4:15, probably work until 11.

Reality: 3.5 hours of sleep
Go to work, jack around with servers, connections, and reboots. Keep assistant manager from committing murder through the phone.
Do your job manually, and correctly(!), leave notes for coworker to enter into software when computers are back up
Computers are up! Yay!
Quickly grab your notes and enter figures into system.
Drive directly to 4:15 job. *sigh*

 

[00clone]

Only part of my chest hair I trim. I'm proud of my chest mane, but it looks creepy when it's spilling out of a non-v-neck tshirt like that.

I only have a few that come that far north, so I don't trim them that often, it's not full hair-shirt level.

 

[ImJustKCClone]

I watched the fifth episode of season 1 of Game of Thrones last night. I've been watching one each night. Since I'm five years behind the eight ball here, it would be kinda stupid for me to whine about spoilers. I know a lot of things that are going to happen but I don't know how we get to that point, so it's still pretty fresh for me.