Need mortgage refinance suggestions!

[theodore]

Can anyone refer a good refinance company that they had a good experience with? In year 3 of a 5 yr fixed rate mortgage plus just found there is a shortage in my escrow resulting in a extra 90 bucks a month increase.

Thanks

 

[19Cy78]

Give Premier Credit Union a shot.
www.premiercu.org
Serving Polk and surrounding counties
Ask about the...
5-5-5 Special as low as 3.99%*
7-7-7 Special as low as 4.49%*
Ask for Heath
e-mail:[email protected]
phone:515-245-3502

*See credit union for details.

 

[theodore]

thx 19

 

[clone52]

I'm no expert, but I'd stay as far away from an ARM as I could at all costs. Rates probably aren't going to be lower in 5-10 years and are likely to be much higher.

 

[drmwevr08]

Keep in mind that the escrow thing has nothing to do with your current company. Other than maybe they were being too nice over the past year.

 

[CyinCo]

I went through bankers trust about 5 or 6 months back. I got a 4.75 30 yr fixed with no origination and a flat fee closing costs. They sold the loan to Chase but it doesn't really matter.