I would check Geico 100%. Some clients it’s been minimal but some it’s been substantially. I had a personal friend with progressive paying $248/mo, looked at Geico….$142/mo
Insurance in Iowa
- Thread starter cyfan964
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I would check Geico 100%. Some clients it’s been minimal but some it’s been substantially. I had a personal friend with progressive paying $248/mo, looked at Geico….$142/mo
Holy ******* ****. Thanks for the suggestion.
I just filled out a quote online and for identical coverage (minus glass) it would move our premiums from 3800 to 1430. That moves us from 320 per month to 119.
That’s exactly the response I got from the client I was telling you about, I’ve been increasing coverage as well and still quite a bit better than Progressive.
Only issue can be the lack of mono line opportunities with the home.
As an insurance agent who deal with a lot of
Companies and have been through the claims process. Don’t get the General. It’s easily the hardest company have have ever dealt with in claims. It’s dreadful. They will argue with you, the place fixing your car and everyone else to try and not pay a full claim. They will take your rental car away when they get within 5k of the policy limit. It’s dreadful. Please stay clear of them unless you just want to drive legally and don’t care about claims
Companies and have been through the claims process. Don’t get the General. It’s easily the hardest company have have ever dealt with in claims. It’s dreadful. They will argue with you, the place fixing your car and everyone else to try and not pay a full claim. They will take your rental car away when they get within 5k of the policy limit. It’s dreadful. Please stay clear of them unless you just want to drive legally and don’t care about claims
State Farm on everything. $450 annual for umbrella policy and $4680 annually for three vehicles, 2018, 2021 and a 2024 with $250 deductible, $1600 annual homeowner. Homeowner went up around $200 last month.
My homeowners insurance company offered me a Ting Electrical Fire Prevention Sensor for free. (link is below) I accepted but then I searched for reviews and now I'm hesitate. Could my insurance company raise my rates or drop me if they don't like the information they receive? Also, how can this sensor, plugged into one outlet, detect any issues over the entire house?
Ting Electrical Fire Prevention Sensor and Service - Get Ting
Help protect your family and home with Ting’s $99 smart sensor and fire prevention service—2-minute setup, real-time alerts, expert guidance, and a $1,000 repair credit.www.tingfire.com
Has anyone used this or had experience?
Haven't used it, but we were also offered it for free. My husband researched it and we decided to decline the offer. If you have State Farm Insurance, I believe Ting is also owned by them.
I found a reddit post today where one person claims they read the terms of service and it includes this wording: 5. You agree to allow State Farm Mutual Automobile Insurance Company, for the benefit of itself, its subsidiaries, and affiliates, including.... (blah, blah, blah)...access to your Ting sensor data, which will be made available to State Farm during the program. (........) STATE FARM MAY ALSO USE THE DATA FOR PURPOSES OF INSURANCE UNDERWRITING, PRICING, CLAIMS HANDLING, AND OTHER INSURANCE USES.
I personally haven't read the terms of service, so can't verify if what they posted is true.
I do have State Farm. This link was in the email they sent with the offer -- https://www.statefarm.com/insurance...-fire-safety?cmpid=em:21690000000050020250701
I didn't see that language anywhere on there, but I'm still not sure we'll activate ours.
They were never good and somehow got worse after AmFam bought them which is amazing because I've never had a bad experience with an AmFam claim after doing this for 15 years.
Currently in their FAQ:
It wouldn't surprise me if that changes in the future, though. But currently, they are clearly saying there's no impact on coverage. "Coverage" could be a weasel-word, though, like "we'll not drop you, but 'coverage' doesn't mean your premium can't increase".
That's about the same as me. Throw in 2 life insurance policies, but that's about where we are.
I have FB and anticipate an increase but I’m not leaving them Last year had $93,000+ worth of storm damage and they were great to work with to get everything replaced or repaired.
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30% seems like a lot, but I have seen 2 other carriers this month with renewals over 45% and I think if I remember correctly one doubled the deductible at the same time so theres that.
Thats a difference maker, there is several carriers out there....wont name them but most can figure it out, that if you would have had that claim you would have gone through hell to get half of that paid after 6 - 8 months of a battle with them.
I need to read through this thread more, but I received a non-renwal notice from my home owners insurance that they made the decision to discontinue the line of business. Coincidentaly I got the notice the same day I received a check for an insurance claim, but upon research my company has apparently stopped writing new home owner policies in the region since last year so I dont know if the 2 things are related or if the claim was the trigger. The claim was not storm damage related either.
Any recommendations on insurance companies to look at? Probably try to bundle our auto insurance with it if it makes sense. Definitely staying away from State Farm.
Any recommendations on insurance companies to look at? Probably try to bundle our auto insurance with it if it makes sense. Definitely staying away from State Farm.
