I love my Amazon Visa. Put everything I can on it and get free **** from Amazon. Also have a Cap One card we've had forever and you can direct your points from Cap One to Amazon as well.
Credit cards
- Thread starter clone4life82
- Start date
Is the 'free' from cashback/credit to the account or just an extra perk? Do music downloads count?
CapitalOne with 1.5% cash back. Not a fan of cards that give you miles. Prefer cash.
Plus, I have a good answer if Samuel L Jackson ever asks me wtf is in my wallet
H
Plus, I have a good answer if Samuel L Jackson ever asks me wtf is in my wallet
H
That's what I do too. I tend to return a decent amount of stuff too so I like to give time for those to come back too.
Cashback/credit to account. I wait till points build up to a couple hundred bucks and go have some fun.
Getting married this next year and will have quite a few larger expenses. I have the cash to pay them off, but would like to benefit from a credit card reward system. Any recommendations on a card or strategy to get the most value out of my rewards?
I've looked at Amex Gold and Blue Cash Preferred and like the idea of getting points/cash back for groceries and dining.
However, Chase Sapphire reserve seems like it has better travel rewards, but doesn't cover groceries. Higher annual fee, though.
I've looked at Amex Gold and Blue Cash Preferred and like the idea of getting points/cash back for groceries and dining.
However, Chase Sapphire reserve seems like it has better travel rewards, but doesn't cover groceries. Higher annual fee, though.
Honestly get several with the biggest sign on bonuses and pay for the honeymoon with points
All the big finance cos. offer cards with cash back and no fee--although they all try to get you to use your points to buy more stuff (calling it a reward) rather than give you cash.
I think it is a waste to get a card with a fee, or to get anything other than cash in return.
I think it is a waste to get a card with a fee, or to get anything other than cash in return.
Depends on what you value and how you personally value points and the ability to do whatever you want with those points. For example, I used a sign on bonus to fly First Class to Japan and the leftovers were used for a few of the hotel nights. $5000+ in ticket and hotel costs for "free". Never would've paid that out of pocket or with cash back.
But some people don't care about those type of experiences at all so it really is what you value
Yes, if you want to manage all that. And begs the question: did you intend to go to Japan before you had all those points?
AmEx Blue Cash Everyday (No annual fee) has always had 3% Cashback on Groceries.
July 14th they also added 3% C/B on Gas and US online retail.
July 14th they also added 3% C/B on Gas and US online retail.
Dave Ramsey's stance on credit cards is to deter people who don't have the income or the consistency to pay their balance off each month. So he kind of has to draw a hard line. I don't see any issue with credit cards especially if you're paying them off each month and benefiting from rewards.
I find that the fees on the airline miles cards usually negate a big percentage of the benefit. Direct cash back is what I prefer, mine is 1.5% on all purchases. You have to know the credit card is giving you a portion of what they charge the vendor, and the vendor has to raise prices to make up for the credit card fees they pay so cash back is just cutting your losses.
Agree but I'll add...and not spending more due to the "pretend" nature of credit card spending. It's real.
I actually am tighter with a credit card then cash. I hate paying that large chunk monthly so I will skip stuff with that that I may buy with that 20 in my pocket.
