Budgeting Apps

Saw that too. I couldn't remember what I paid last year but it wasn't that much.

Renewal is up next month, so if I end up with some free time I may tinker with spreadsheets.

How much does Monarch cost?
I think Monarch costs even more
 
Saw that too. I couldn't remember what I paid last year but it wasn't that much.

Renewal is up next month, so if I end up with some free time I may tinker with spreadsheets.

How much does Monarch cost?
$99/year, I think there are usually first year sign up offers.
 
Automation. I go to the web site and 20 different accounts are updated at once. Also tracking spending. I usually go to this site 4-5 times a week.

Is there a way to automate those in Google Sheets or do you just go to each web site and then update the spreadsheet with the new balance?
There may be a way to automate it, but I haven't look too hard into it. I just check off payments as they come out and make sure the funds go into the accounts they're designated for every pay day. It's easy enough for us. Our budget is pretty simple and straight forward. Probably not worth paying to use an app.
 
There may be a way to automate it, but I haven't look too hard into it. I just check off payments as they come out and make sure the funds go into the accounts they're designated for every pay day. It's easy enough for us. Our budget is pretty simple and straight forward. Probably not worth paying to use an app.
I probably need to become more like this. Pretty much all my bills are automatic so I'm not sure why I even look so often.
 
So will likely let my Simplifi subscription renew - not quite ready to move on from the automation & tools, especially not with the holidays coming up.

Was only really using it for monthly tracking, with the price increase will try to utilize more of the functions it offers.
 
Giving this thread a bump.

I’ve been old school for years. Have a simple budget in a spreadsheet to track monthly bills, and I track everything manually in my checkbook register by sitting down once or twice a week to enter every receipt. I’ve realized it’s almost 2026 and I need to get with the times. Which app is best/most user friendly to track bills, expenses, and retirement accounts? I downloaded Simplifi this morning and started to play around with it but wasn’t sure if Monarch, Rocket Money, or any of the others were better. Any recommendations? Gonna be hard for me to give up my spreadsheet and checkbook register but I need to get with the times.
 
Giving this thread a bump.

I’ve been old school for years. Have a simple budget in a spreadsheet to track monthly bills, and I track everything manually in my checkbook register by sitting down once or twice a week to enter every receipt. I’ve realized it’s almost 2026 and I need to get with the times. Which app is best/most user friendly to track bills, expenses, and retirement accounts? I downloaded Simplifi this morning and started to play around with it but wasn’t sure if Monarch, Rocket Money, or any of the others were better. Any recommendations? Gonna be hard for me to give up my spreadsheet and checkbook register but I need to get with the times.
I've moved from quicken...simplifi....Empower. I've been with Empower for about 6 months. It's free and I like it.
 
Is there a version of Empower that I can download for offline use rather than have all my transactions in an online app?
 
Any Quicken users here? We have used it for decades. I would be lost without it. We use it offline all the time. I just download transactions and I am done. I budget 60 days in advance it enters my bills estimated and regular payments and income automatically. One of the keys for us is to overbudget expenses and underbudget income and don't cheat on that until the payment or income downloads, then make the correction as needed.