Just a quick example.... some states car policies will pay out some death benefits from your own policy to your beneficiaries in the event that you pass away in a car accident. Also, if your pet dies in a car accident (pet must be in the car) you can get some coverage for that too.
I spent some time doing claims during the great recession.
It was a really interesting and bloody way to earn a living. The better you got at the job the more blood you saw. (I didn't make it to fatalities before I left)
I came away with so many stories in just a year. It was wild...and it made me a little more cautious behind the wheel. Loved the dark humor in that industry