If everything goes according to chalk, Ohio State will get in, regardless of how many games they have played. It's too much money and too many viewers to leave them out. If the Big 12 champion was undefeated, or the Pac12 had played more of a season and they were also undefeated, then maybe. But if Alabama wins the SEC, and Clemson beats ND in the ACC, those three get in, and then who is the committee reasonably going to put in? Cincinnati? A 2 loss SEC team?
To be clear, this is GARBAGE and RIDICULOUS. This shouldn't be what happens, but it will be. The Big 10 is a JOKE of a football conference and the protection they receive from media, CFP committee, and everyone else is ABSURD. But it is real and here to stay.