At those rates I have some questions.
Is this State approved?
They paying taxes/or is this under the table?
CPR trained?
How many kids?
Good and healthy meals?
I mean, props to you for that rate if it is all going well.
DSM Metro Daycare Costs
- Thread starter derpyherky
- Start date
Is this State approved?
They paying taxes/or is this under the table?
CPR trained?
How many kids?
Good and healthy meals?
I mean, props to you for that rate if it is all going well.
Daycare in ankeny is enough that my wife’s net income minus gas and daycare would have been a couple hundred a month at a 40 hour a week job. It just didn’t make any sense for her to keep working.
We’ve been looking at her doing an in home the last couple months. She had a couple people interested but they ultimately ended up at centers. The last one actually had a start date and then backed out a week later.
Side note. If anyone needs daycare in NW Ankeny, shoot me a PM. Includes transportation to and from Westwood.
We’ve been looking at her doing an in home the last couple months. She had a couple people interested but they ultimately ended up at centers. The last one actually had a start date and then backed out a week later.
Side note. If anyone needs daycare in NW Ankeny, shoot me a PM. Includes transportation to and from Westwood.
Yes, state approved and inspected. She is CPR trained, there are 6 kids most of the time, and at least 2 adults all times. We provide diapers, everything else is provided. She has a state provided dietitian help with meal planning.
Also, her husband is a nurse at the VA hospital and is around most days.
It has been great for us and my kids love it. I guess that is an advantage of being in a small town.
Man, that's a bargain. Seriously.
Ya. Wtf. That’s like hitting the child care powerball. I would have a beach house right now if I was paying those prices for the past three years.
Don't forget to consider health insurance (if she carried it), 401k, raises, and ease of re-entry in these cases.
Totally agree with all of this. My kid has been in a bad center, ok in-home, and now a good center. It's a little more money but has definitely been worth it.
We did the math 18 different ways. She didn’t have a retirement plan and I carry the insurance. We looked at random hours part time and full time but the math just didn’t work. Her boss would have (and still would) take her back at basically any hour amount she wanted. It just doesn’t make any sense to be away from home 160 hours a month for a couple hundred dollars. The math gets worse at fewer hours because of the increase for part time daycare.
My story was similar to yours, but I graduated 20 years ago. I worked about 20 hours/week most of my time at ISU and had student loans. I didn't know how to look for scholarships or really how it even worked. My parents paid my apartment rent, I paid for the rest.
I paid off my student loans when I was 27 and I while I remember being diligent about it, I don't remember putting that much effort into it. I believe I had $23k in loans when I graduated. I lived like a typical college student and never bought anything "nice".
That same approach wouldn't work today. My loans would have been significantly higher and it would have taken me much longer to pay them off. College costs A LOT more today than it did then.
I don't know that giving money to your children to go to college teaches them any less than having kids be stuck behind a wall of debt once they graduate. If a kid is well adjusted and understands why they're at school, are getting the grades AND understands their parents are forking out a lot of cash, it would be great to have that head start on adult life.
If I had $70k in loans when I graduated instead of $23k, my financial situation would be completely different today than it is. I'm thankful for what my parents gave me, and would be even more thankful if they had paid for most/all of it.
After reading several posts (all good takes), it appears that if you can put a kid thru daycare, you can put a kid through college (in state).
$300 per week x 52 weeks = $15,600. How much is instate tuition at ISU currently?
$300 per week x 52 weeks = $15,600. How much is instate tuition at ISU currently?
Figure Yearly: 10K tuition and fees, 10k room and board, 1k books and misc. I will spend about 21k
Daycare is ridiculous everywhere. We take our kids to a center in Decorah and it's $350 per week for 2 kids, which doesn't include food, diapers, etc. That's in a smaller town with limited employment opportunity. In home is much cheaper up here but finding somebody decent that has availability is borderline impossible.
Our center was just a hair over $300 per week per kid for infants. Goes down a bit as they get older.
Maybe I try to justify it to myself, but we have a friend paying a little more than half that at an in-home. It seems like they basically just watch TV all day and play the rest. Our kids could write their names by age 3, it seemed like.
Maybe I try to justify it to myself, but we have a friend paying a little more than half that at an in-home. It seems like they basically just watch TV all day and play the rest. Our kids could write their names by age 3, it seemed like.
At that rate, I'd have expected them to put about 12 kids in a 10x10 room and have them fight Hunger Games-style over a bag of goldfish.
Mine went up yearly. Can't remember the exact amount but thinking somewhere around $300/kid/month. We had to supply everything, including milk, occasional snack type stuff. We felt bad so we would buy a new highchair when our kid needed one or a walker and just donated it. My wife's mom was pretty flexible with the payments also.
EDIT: Forgot that we had to find daycare for Thursdays, so I would get up at 4 in the morning and do some and then go back at 6 pm until whenever to finish and they kids would be with me otherwise. When the kids got older, I could take them with me on a few smaller runs and call them field trips.
EDIT: Forgot that we had to find daycare for Thursdays, so I would get up at 4 in the morning and do some and then go back at 6 pm until whenever to finish and they kids would be with me otherwise. When the kids got older, I could take them with me on a few smaller runs and call them field trips.
Just tossing it out there because I see a lot of people look at the take home only and not consider the other stuff.
yeah I pay out the nose but there is no tv and no baby containers in any of the rooms. Meaning stuff like bouncers, high chairs - babies are only in cribs for nap time. I don't worry that they leave them in the car seat all day like has happened to a family member recently.
