Both my parents dead so thanks for assuming. Even when my father was alive (mother dead for almost a decade now), he didn't give me any money for college.
To take MBA classes at ISU you have to take your GREs, apply, get accepted, and then sign up for them. Thanks but no thanks. I am waiting to work for a company that will pay for my Masters. (Spoiler alert: most of them do). Why would I spend even more money on out of state tuition on getting a Masters right now when I can wait until a company pays for me?
Secondly, it doesn't even cost me much for the undergrad. Because my parents are dead, I am an independent student who qualifies for several grants and scholarships. My cost this semester was $800.
But you keep on assuming
DD), and then TA'd and RA'd later in my undergraduate career and through a quickie master's, so coming early in the morning (a) forced me to go to bed at reasonable hours and (b) well, big, open times in the middle of the day between 9AM and marching band at 4PM/basketball games at 7PM... might as well get some work done... I know the pressures must be different when you have your own living space where you can safety/comfortably take off clothing and lay down to rest, but I never had that, so it forced me into a workaholic mode, which led to some good grades, lots done, learned a lot, all of which paid off with a real job. 
