Recent content by vacyclone

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    CONTEST: Post your guess here to win a free Fanatic book by Chris Williams - WINNER CHOSEN

    Hey, I figured if there was an abnormally low scoring game, I'd have a better chance. It probably would've been between you and me!
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    REPORT: Bryce Dejean-Jones has died

    This was posted today on a YouTube channel that's quickly becoming one of my favorites to watch. I thought it was pretty interesting. .
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    Roku TV tiers

    I own 3 Rokus that are about 4-5 years old, and I'm happy to share my thoughts. For the 2 places that I could easily get a wired ethernet connection to, I went with the Ultra mainly for that reason. I assumed that a wired connection would be more reliable than Wifi - not sure if that's true...
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    Money/Investment Managers Questions

    This will be my longest post ever on this site, so buckle up. I am a Financial Advisor with a CFP and CFA, and I agree that most people can do it themselves if they want to. I spent the first 15 years of my career as a Navy officer and then in data center management, and I never considered...
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    Tax ?

    I'm a Financial Advisor with a CFA and CFP. As stated before, if you took out less than your total contributions, you shouldn't owe any tax, but the 1099 won't say that because it's up to you to report your contributions to the IRS. You should have records of your contributions over the years...
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    What is your "House Divided"?

    I showed my wife this post last night, and she laughed. Then she said, "You know, I used to put the kids in those onesies when you weren't here so I could take pictures and send them to my friends." So, now I'm looking into local divorce lawyers... Joking, of course. She was cool with a boys...
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    What is your "House Divided"?

    I graduated from ISU and have an MBA from the University of Richmond. My wife did undergrad at William & Mary and went to Iowa for law school - she's from Richmond but got a great scholarship to go to the midwest). If you're not aware, Richmond and W&M have a decent rivalry in football and...
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    *** Official #3 IOWA STATE vs Arizona Game(Day) Thread ***

    There's a clear problem with that rule. Arizona got the ball. If they overturn it, that means it was a clean block out of bounds and should've been ISU ball. Am I missing something?
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    On That Note: In Search of the Lost Chord

    Don't forget the rest: "It goes like this, the fourth, the fifth The minor fall, the major lift" As a music nerd, this song immediately came to mind. On each lyric, the word describes the chord change taking place underneath (major 4th, major 5th, minor 6th, back to major 4th).
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    Roth IRA Withdrawl Question

    Fair enough - I stand corrected. That's a good point about the 5498 going to the IRS. Maybe it's not as big of a deal as I've been led to believe. I haven't yet had a client in this situation, partly because I remind them to report the contributions, and partly because I'm usually able to...
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    Roth IRA Withdrawl Question

    I'm not sure about that. That'd be a good question for a CPA or certified tax preparer. It probably depends on how well it's documented by the custodian, but even with that, I think you'd probably need to file some amended returns. I'm a Financial Advisor, so I help keep people on the right...
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    Roth IRA Withdrawl Question

    Roth contributions can be withdrawn at any time without tax or penalty, but it's important that you've documented those contributions on previous tax returns. Some DIYers neglect to report Roth contributions, and since it doesn't affect their taxes in the given year, it can go unnoticed for a...
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    Earthquake Rocks East Coast

    I've been in Richmond, VA since 2010 and remember the 2011 earthquake well. At the time, I was an officer recruiter for the Navy, covering all of the colleges in Virginia. I was on the phone with my main contact at VMI, about 2 hours west of Richmond. He was a fellow submariner and ROTC...
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    *** Official Selection Sunday Thread ***

    Anybody watch the women's bracket reveal? They interviewed the chairwoman of that committee and the first question was why Texas over Stanford for the last #1 seed. Her answer was basically that Texas faced 3 straight tournament teams in their conference tournament and won impressively, so it...