You're still using high numbers for nearly every category. You trying to say every kid playing baseball in high school has a new $400 bat every 2 years? Yeah, no. I played football and officiate it now, other than cleats ($100), mouthpiece/chinstrap ($30), gloves ($40) and game under clothes ($100), there isn't much else you have to buy.. As far as car goes, liability insurance on a 10+ year old car isn't over $100, probably less. A high schooler who rarely needs to drive over 20 miles in a day with a 4 cylinder car won't use much gas (especially since they'll have a summer job). Socks aren't $30/pair, again, you're exaggerating. If you're a savvy shopper at all, you can outfit a child for $1,000/year (again, that nifty job can help them go above that). Our oldest has been in dance and cheer for 3 years now, not once has either cost $250/month, and rarely do they combined. And I'm already saving for both their college (not to say they couldn't pay for their own like I did). This isn't a cost that's changing. Again, I'm not saying you CAN'T spend $1,000/month, but it's pretty easy not to.