We bought a new house last week and I got my financing in order this week. Believe it or not I got a 30 year mortgage locked into today for 4%! I couldn't believe it. When I bought my first house nearly 20 years ago, rates were closer to 7%. When I got my second one 11 years ago it was in the mid 5's. Never dreamed I'd see a rate this low. In addition we did a bridge loan which is essentially a home equity loan on my current house and that rate is 4.25% which isn't too bad either. I've always been one to pay things off early, but this is one of those times I wonder if I'm better off not doing so and putting it into the stock market. Probably won't.:wink: If anybody is thinking of buying something, great time from a rate standpoint.