ISU looking into incident that involves Sims

[cyclonedave25]

That's a good point. It's a whole new world of credit card usage. Using someone else's card might not be that difficult.

But what about the part when you sign the little electronic thing? How does a guy pull that off with a woman's name on the card?

You can look on the back of the card where you have to sign for it to be valid, and then work on forging the signature to something slightly similar.

 

[DaddyMac]

A lot of stores, you scan the card, not the cashier.

This. I used mine maybe 5 times today and not one looked at it.

I wonder what the store's liability is in such cases. Gas stations, grocery stores - the never look at it.

 

[CycloneErik]

Look, I just forged your signature and I don't even know your last name. That's how it usually comes off on those electronic screens, and the clerk may or may not even glance at it anyways.


I'm too stupid to post the image correctly, but you get the idea.

Oh, and better be careful not to lose your credit card anytime soon, your signature is now out there on the internet.

Touche.
I guess it's not any different than the college roommate that forged my signature on a check (and spelled my first and last name wrong).

I guess I'll go back to the first half of my point. Credit card theft in general has to be pretty easy these days, and that's not reassuring to anyone with one.

Also, on a personal note, what did you buy with that sig?

 

[DaddyMac]

You can look on the back of the card where you have to sign for it to be valid, and then work on forging the signature to something slightly similar.

I've always put "Check Photo ID" on mine.

But I had a retailer once tell me that isn't supposed to be acceptable. Seems much more secure to me, but......

 

[SeattleClone]

Touche.
I guess it's not any different than the college roommate that forged my signature on a check (and spelled my first and last name wrong).

I guess I'll go back to the first half of my point. Credit card theft in general has to be pretty easy these days, and that's not reassuring to anyone with one.

Also, on a personal note, what did you buy with that sig?

A bicycle and a U-Lock.

 

[ISUAgronomist]

I've always put "Check Photo ID" on mine.

But I had a retailer once tell me that isn't supposed to be acceptable. Seems much more secure to me, but......

FYI: It is against merchant agreements to ask for photo ID's.

 

[cyclonedave25]

I've always put "Check Photo ID" on mine.

But I had a retailer once tell me that isn't supposed to be acceptable. Seems much more secure to me, but......

My parents do the same thing with their's. But, I asked them how many really check their ID and they said about 1/3 of the time they don't even ask.
How often do they check yours?

 

[CycloneErik]

A bicycle and a U-Lock.

Very fitting.......

 

[everyyard]

I'm in Sims' corner on this one until someone takes his jersey from him. Not gonna speculate, just going to pencil him in at safety for the northern Illinois game. It will take more than some sketchy credit card allegations to hate on an ISU starter.

 

[DaddyMac]

FYI: It is against merchant agreements to ask for photo ID's.

Agreement with whom? The CC company?

My parents do the same thing with their's. But, I asked them how many really check their ID and they said about 1/3 of the time they don't even ask.
How often do they check yours?

Maybe one out of every 20+. And that's probably being very generous.

 

[ISUAgronomist]

Agreement with whom? The CC company?

Yes. Mastercard for sure. Visa "discourages" it.

 

[tim_redd]

Agreement with whom? The CC company?



Maybe one out of every 20+. And that's probably being very generous.

Can Stores Require an ID When I Pay by Credit Card? | Privacy Rights Clearinghouse

 

[DaddyMac]

Yes. Mastercard for sure. Visa "discourages" it.

Can Stores Require an ID When I Pay by Credit Card? | Privacy Rights Clearinghouse

I'm guessing there might be a difference between the store asking for and ID as part of their policy, and my putting on the card that they ask for it?

 

[tim_redd]

I'm guessing there might be a difference between the store asking for and ID as part of their policy, and my putting on the card that they ask for it?

It says Merchants are not bound to honor that instruction.

 

[LivntheCyLife]

Anybody else wonder why we can't have something better than a signature in this day and age. Why can't I get something like an electronic receipt texted to my cell phone. Then click ok to confirm it. You could even use your phone to add tips. People would need your card and phone to use it illegally, plus there would be no way to alter a receipt after you signed it.

 

[DaddyMac]

It says Merchants are not bound to honor that instruction.

Well, they apparently aren't under much scrutiny to check the signature either... :wink:

But the retailer I was talking with said that they aren't supposed even accept a card with that on there. I believe he even said they ask they confiscate it like any other "irregular" card. This was a few years ago however.

Got me a bit worried at the time. But that was the ONE time I've ever had a retailer say anything remotely negative about it.

 

[CycloneErik]

Anybody else wonder why we can't have something better than a signature in this day and age. Why can't I get something like an electronic receipt texted to my cell phone. Then click ok to confirm it. You could even use your phone to add tips. People would need your card and phone to use it illegally, plus there would be no way to alter a receipt after you signed it.

Not a bad thought right here.

 

[CloneIce]

OWI is NOT something minor.

It may have some significant punishment, but any crime that nearly everyone most normal people know has committed at least a couple times in life, is pretty minor in the grand scheme of things. Obviously it deserves a one-game suspension of course and that seems to be the standard punishment.

 

[iahawkhunter]

It may have some significant punishment, but any crime that nearly everyone most normal people know has committed at least a couple times in life, is pretty minor in the grand scheme of things. Obviously it deserves a one-game suspension of course and that seems to be the standard punishment.

So just because "everyone has done it" an OWI is minor?!?!? :skeptical: Most things that "nearly everyone most normal people know" do not have the capacity to injure, maim, kill, destroy, etc.

 

[IcSyU]

how many employees get fired for OWI? A player shouldn't get the boot either.

I would and I'm not even that important. We should ask Georgia's athletics director how that goes.

It may have some significant punishment, but any crime that nearly everyone most normal people know has committed at least a couple times in life, is pretty minor in the grand scheme of things. Obviously it deserves a one-game suspension of course and that seems to be the standard punishment.

That has gotta be one of the ******** justifications of anything that I have ever seen. Generally punishment fits the crime, and OWI has significant consequences.