Insurance Industry tracking your driving through phone apps

Rabbuk

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Mar 1, 2011
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If I'm an actuary I'm assuming everyone is a bad driver and charging that rate and then using this to find the even worse drivers and charging them an even higher rate.
 

qwerty

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Apr 3, 2020
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Muscatine, IA
So if my Uber driver is a bad driver, my insurance could go up
And, as they state in the video, if drivers around you slam on brakes so you have to react also, you get "points" toward your insurance driving record, even if no incident occurs. Merely the fact that you had to slam the brakes. I wonder how many points you get for doing donuts in the parking lot?
 
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Reactions: NWICY and aauummm

CascadeClone

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Oct 24, 2009
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I would think as soon as someone realized they were being spied on without giving permission, there would be a $1B lawsuit filed.

Now, if youre giving permission when you agree to the fine print user agmt that no one reads... might be tougher to argue.

Just remember, if something is free, then YOU are the product being sold. Even here on CF, your eyeballs are being sold to advertisers...
 

cytor

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Nov 20, 2011
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This is nothing new. All of your phone apps are data mining you 24/7. It's a crazy world we live in now. There is no such thing as a "free" app.
 

cytor

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Most insurance carriers offer their very own app you can load..... they usually give you a discount for loading it. They will absolutely use your driving data to help determine your rates the next time your policy renews.
 

Cyclonepride

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Apr 11, 2006
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A pineapple under the sea
www.oldschoolradical.com
Most insurance carriers offer their very own app you can load..... they usually give you a discount for loading it. They will absolutely use your driving data to help determine your rates the next time your policy renews.
That offer is voluntary, and I'm fine with that (even though I reject it)