Finance/budget apps

[madguy30]

Any recommendations? I have a droid if that makes a difference.

Had some recent changes and need to be more aware of spending...perhaps I can give technology a chance to yell at me when I'm going overboard.

The goal would be to put a monthly limit on spending outside of normal bills/automated payments, if that's even something they can do.

Thanks.

 

[AgronAlum]

https://www.mint.com/

 

[huntt26]

I use https://www.everydollar.com/

 

[twojman]

I use https://www.everydollar.com/

I use this as well. There is a pay version and a free version. I use free version. You can set a budget for multiple line items in a month, this will show amount budgeted, spent and remaining.

 

[wxman1]

I would agree with Mint and Every Dollar. My bank does not sync with outside programs like that though but does have their own web version we can use.

That being said depending on what you are looking for this may be a little more nerdy and take a bit of work but I have always just set up and used my own spreadsheet broken down by weeks. I know what I have coming in and I know the bills we have so I just add/subtract as necessary with each week/month linked together and I have a forecasted budget. It takes work to check the bank account and update what has happened but no more than I would already be doing using Mint or Every Dollar.

 

[Cyclonepride]

Marry a tight ass and have her do your bills. Never mind, the app might be easier.

 

[NickTheGreat]

I've been testing out Personal Capital. I'm very leary of these aggregator type of things, but when it works, it's nice. One of one banks doesn't work with it, and I get a lot of calls from Personal Capital wanting to sell me stuff. Not sure I'd do it again.

 

[JWIL4CY]

Mvelopes. I've used it for a few years and it's amazing. It's like the electronic version of using cash envelopes.

 

[Cyched]

Marry a tight ass and have her do your bills. Never mind, the app might be easier.

That's not the good kind of tight ass.

 

[Tailg8er]

That's not the good kind of tight ass.

I'm the bad kind of tight ass in our relationship, and she's the good kind. Works out pretty well.

 

[DeftOne]

This thread is much naughtier than expected. Well done.