Hey, just wanted to throw this out there about something I was recently thinking about and wanted to see what the experts had to say. A little background info is that I am paying about $750-$800 a month on my wife's student loans (she finished with about $ 85,000 in debt) and it ticks me off that we pay so much per month. I would prefer to pay $300 a month and still be paying them at age 90 because of the tax deduction and the fact that they go away when you die and nobody else is responsible for them. Correct me if I'm wrong but when you are an active student you are allowed to defer your loans for a year, correct? So, theoretically if someone(the wife) were to enroll in one 3 credit class per year she would earn a 1 year deferment. So, if this is correct someone could just take a random class every year and defer their loans forever!?!? Now, I realize how unethical this is but it is still intriguing... What say you CF?