Credit Union in Des Moines

Discussion in 'Off-Topic' started by CarlHungus, Jun 25, 2013.

  1. CarlHungus

    CarlHungus Well-Known Member

    Feb 19, 2012
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    I'm looking to open an account at a credit union in and/or around Des Moines. I was thinking of going with Community Choice Credit Union (despite their lame commercials). Are there any others you can give a good recommendation on? Is Community Choice a good place to bank with?
     
  2. cyclone1975

    cyclone1975 Well-Known Member

    Feb 4, 2007
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    I have had good luck with Veridian.
     
  3. capitalcityguy

    capitalcityguy Well-Known Member

    Jun 14, 2007
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    I would imagine they are all pretty comparible....though leave room for someone to correct me.

    I'm looking at switching banks and have the credit unions on my radar. To me a big consideration is location of their branches and if one is convenient to where I am most often(home and/or work). Premier Credit Union has a location on the skywalk so that would be convenient for me and thus one I want to consider. Veridan has a branch close to home, so I'm considering them too.
     
  4. JP4CY

    JP4CY Well-Known Member

    Dec 19, 2008
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    Have a truck loan and mortgage thru CCCU. Been pretty happy with their service.
     
  5. chadly82

    chadly82 Well-Known Member

    Sep 10, 2009
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    Veridian all day....theyre great
     
  6. JY07

    JY07 Well-Known Member

    Aug 20, 2009
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    I have a business account with veridian and have been happy with them; I believe their personal accounts are a pretty good setup as well

    I'd recommend setting up a savings account as well and link the two accounts together.. at that point you can keep all of the money in the savings account (with a higher rate) and the money will be pulled into the checking account whenever needed.
     
  7. mkadl

    mkadl Well-Known Member

    Mar 17, 2006
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    Greater Iowa= Great Banking

    [h=2]Greater Iowa Credit Union= Great Service[/h]
     
  8. Tony

    Tony Member

    May 1, 2013
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    Nothing against any other credit unions, but I have personally been extremely happy with Veridian.

    I would suggest comparing rates for a few of the same lines of products between any you are considering, in the event you do ever get a loan for something, pretty good indication of how competitive they are.
     
  9. MNCyGuy

    MNCyGuy Well-Known Member

    Jan 14, 2009
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    I'll throw out another vote for at least checking out Veridian. I've been with them for about 4 years now and have always had good rates and great service.
     
  10. kcdc4isu

    kcdc4isu Well-Known Member

    Dec 2, 2009
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    retired
    west of dm east of cb
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    I have accounts at Financial Plus and have had a car loan with Veridian and both have been great to work with
     
  11. Bader

    Bader Well-Known Member

    Jul 25, 2007
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    Have had an account with Veridian for about 6 months now (used to use Wells Fargo) and have been happy so far, their money market savings rates are very competitive.
     
  12. dmclone

    dmclone Well-Known Member

    Oct 20, 2006
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    I've been happy with Premier except their website blows.
     
  13. azepp

    azepp Well-Known Member

    Dec 9, 2009
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    Financial Plus has historically had better deposit rates than many of the others.
     
  14. st8cydr

    st8cydr Member

    Apr 10, 2006
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    As an important part of your decision, The Financial Plus CEO is a big ISU fan, though Community Choice has its share of ISU fans/alum on staff. Veridian, I don't know.
     
  15. isufbcurt

    isufbcurt Well-Known Member

    Apr 21, 2006
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    Newton
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    I use Greater Iowa and like them alot.
     
  16. cyfan92

    cyfan92 Active Member

    Sep 20, 2011
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    I am thinking about switching my wife and I to a credit union from the ok service and fee addicted large bank we currently use. Together, we work downtown and out west. We are currently renting in the western suburbs, however are looking to buy within a year (probably west suburbs), so loan rates are extremely important. Any first hand experiences to help?
     
  17. JerseyGirl

    JerseyGirl Member

    Jun 12, 2013
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    public sector
    Central Iowa
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    I have been banking with Greater Iowa for 19 years. I hardly ever go into a branch. Their website os easy to navigate and never have had a problem with their bill pay. The last auto loan I got, I was able to negotiate the interest rate down a point. I also had my home mortgage with them and closing was a breeze.
     
  18. KnappShack

    KnappShack Well-Known Member

    May 26, 2008
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    I still have an account open with a credit union out west. The nice thing is I can still do basic banking functions with multiple credit unions out here.

    I'm done with the big banks. I've worked for them, banked with them, been sued by them and investigated them......

    Big banks are absolutely not looking out for your best interests.
     
  19. MeowingCows

    MeowingCows Well-Known Member

    Jun 1, 2015
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    The OhIowa State University
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    I'm with Community Choice, although I'd guess that most CU's are very similar in offerings. I just want CCCU to start supporting Samsung Pay... :(
     
  20. JP4CY

    JP4CY Well-Known Member

    Dec 19, 2008
    10,990
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    Sommerset
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    +2,412 / 62 / -0
    I previously mentioned in 2013 on this thread that we had CCCU. We now have Veridian and are very happy. CCCU couldn't match some of their rates, and they admitted it to me.
     
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