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Discussion in 'General Discussion' started by bannedman, Jun 17, 2019.
Timeshare sales maybe?
And there are no small jobs - just small people. And I own a timeshare.
Pants was a loan-shark.
Soul sucking job. Even a heartless bastard like me eventually got to the point where the money wasn’t worth it.
Eh, I never fault a man (or woman) for getting himself (herself) paid. If the customers thought it was a bad deal, then they're free not to sign on the line which is dotted.
My wife and I are boomers who can afford they house. We also speak English real good.
Everyone needs a little predatory lending experience.
Been there. My favorite product was a stated income, stated home value loan that could take a SIXTH lien position
Highly competitive interest rate and whatnot. Making dreams come true
Wonder what his mafia name was... Vinnie the Pants?
I remember when viaticals were a big thing...
As long as there is someone with a pen, there is someone trying to get them to use that pen to sign something.
I work with several engineers and they are smart... in engineering. Most of them aren't very good at selling their designs, explaining processes to non-engineers, and using empathetic langauge to work with others. The ones who have those skills are the boss.
hell yah bootstrap_larryisu_69 in the house
I used to do the financial audit for a payday lender in Des Moines. Made me sick to my stomach looking through his records and the rates he was charging people.
Somebody has to deal with the customers so that the engineers don't have to! Somebody with people skills!
Those places charge about 17% or so correct?
Yeah as an average
Just for fun I went and looked at assessed and current market values from my old starter home in Ankeny. The current market value is $180,000 and this is for a 970 square foot home! The current owner has picked up $43,000 in equity for a freakin starter home in less than 7 years, don't try to tell me this is n't going to be a problem.
Spouse is an engineer and likes what he does but has ZERO desire to go into management - people or project wise. He prefers acting as a team lead or technical expert. Works well for him but obviously then you need other people who do want those roles that rely on the soft skills.
Oh it will be and already has started to be. The crazy part is the land though right now, when I'm trying to decide where my next spec home is going to be with a lot almost every time I now say you want what? You think its worth that right now? Lumber prices are down but it doesn't offset 85000-100000k lots if you want to fit into some new developments even at a fair price.
We were getting 30% on signature loans. Revolving mortgages could get up to 10 points up front and charge 15% interest when the typical rate was around 6 1/2 ish
Lots of smoke and mirrors. But if you can sell those products.....you'll have some stories to tell.
Sold the accidental death and disability coverage to a couple. They called me a week later and told me the consolidation plan I put together saved their marriage.
He had a heart attack. The coverage was denied.....because the wife was overweight. That's when it was time for me to move on.