I was just answering the question, I doubt it is an issue raised. [I would imagine that with bus lines operating across the country and presumably many people have been killed by busses. I would also presume that insurance companies have a standard set of guidelines required for bus operators. Assuming those guidelines are followed by Cy-ride, I don't know that there is anything so unusual about this situation that would be completely new in the bus driving world.
For example, if suspending routes during massive downpours is required by the insurance company,it would be required across the country. Its not like an insurance company would put that requirement on Cy-ride and not on every other but company out there. This also probably isn't the first time a bus hit someone in a downpour.
Now its possible that Cy-ride violated some insurance policy rule and if so, they would open themselves up to a wrongful death lawsuit.
Wrongful death doesn't require gross negligence by the company just fault by the employee. My grandfather was struck on his tractor by a truck that the driver fell asleep and my family won a wrongful death suit against the company The question wasn't did the company do something wrong it was was the life of a 75 year old with limited future income worth much (jury determined it was worth 280k including 50 in punitive damages. The life of an 18 year old will be the sum of her future earnings, if they show any negligence it will garner more in punitive damages. But to suggest they won't get substantial wrongful death payment is dumb. The Cy Ride employee killed her due to his error and thus the family will be compensated and justly.